Allen County property record for 514 E 6th St, Spencerville, OH 45887
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,288 sqft · built 2004 |
| Lot Size | 0.215 acres (9,365 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,000 (Nov 2021) |
| Tax Bill | $2,232 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Sep 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-1208-02-009.004 |
| Primary APN | 44-1208-02-009.004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| Gross Area | 3,256 sqft |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 1,288 sqft |
| Family Room | Family Room |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 9,365 sqft (0.215 acres) |
| Lot Dimensions | 134 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 340 sqft |
| Patio Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 514 E 6TH ST |
|---|---|
| City | SPENCERVILLE |
| State | OH |
| Zip | 45887-1063 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T D SHOBE SUBDIVISION #1 LOT 900 FF 70.00 |
| Legal Subdivision | T D SHOBE SUBDIVISION |
| Legal Lot Number | 900 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 10600 |
Source: Allen County records · APN 44-1208-02-009.004
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 514 E 6TH ST, SPENCERVILLE, OH 45887-1063 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 04, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Sep 01, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Nov 01, 2021 | Warranty Deed, Transfer |
| Apr 26, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 01, 2021 · Amount on Record |
| Deed Sale | Nov 01, 2021 · Amount on Record |
| Prior Sale | Apr 26, 2018 · Amount on Record |
| Deed Document Number | 202115331 |
| Deed Book / Page | 2021 / 5331 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 514 E 6TH ST, SPENCERVILLE, OH 45887-1063 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 514 E 6TH ST, SPENCERVILLE, OH 45887-1063 |
| Document Number | 5040003690 |
|---|---|
| Date | May 04, 2023 |
| Book Page | 2023/3690 |
| Instrument | 202305040003690 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Mar 09, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 514 E 6TH ST, SPENCERVILLE, OH 45887-1063 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 9010010318 |
|---|---|
| Date | Sep 01, 2022 |
| Book Page | 2022/10318 |
| Instrument | 202209010010318 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 174 Months |
| Due | Mar 11, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Nov 01, 2021 |
| Property Address | 514 E 6TH ST, SPENCERVILLE, OH 45887-1063 |
| Document Number | 11010015331 |
| Book / Page | 2021 / 5331 |
| Map Reference | MB 22 PG 127 |
| Instrument Date | Oct 20, 2021 |
| Instrument | 202111010015331 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 514 E 6TH ST, SPENCERVILLE, OH 45887-1063 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Apr 26, 2018 |
| Property Address | 514 E 6TH ST, SPENCERVILLE, OH 45887-1063 |
| Document Number | 0000004546 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 4546 |
| Transaction Type | Transfer |
| Record Updated | May 04, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $426.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 514 E 6TH ST SPENCERVILLE OH 458871063, SPENCERVILLE, OH 45887-1063 |
Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Spencer Township |
| Municipality | Spencerville Village |
| Unified School District | Spencerville Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,232.00 (-0.36%) | $68,120 (-) Land $7,600 Building $60,520 | $194,600 (-) Land $21,700 Building $172,900 |
| 2024 | $2,240.00 (+24.51%) Homeowner's exemption | $68,120 (+33.02%) Land $7,600 Building $60,520 | $194,600 (+33.01%) Land $21,700 Building $172,900 |
| 2023 | $1,799.00 (-0.33%) Homeowner's exemption | $51,210 (-) Land $5,710 Building $45,500 | |
| 2022 | $1,805.00 Homeowner's exemption | $51,210 Land $5,710 Building $45,500 | |
| 2021 | $146,300 Land $16,300 Building $130,000 |
Source: FEMA National Flood Hazard Layer as of June 20, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Defiance Holdings.
Based on FCC filings for 173 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPENCERVILLE VILLAGE serves 2,261 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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