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514 E 5th St, Rock Falls, IL 61071 Property Records

Whiteside County property record for 514 E 5th St, Rock Falls, IL 61071

Property Summary

Property TypeSingle Family Home
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$75,000 (Jan 2020)
Tax Bill$2,941 (2025)
Deeds & MortgagesJan 2020 Mortgage
Aug 2018 Foreclosure
Flood ZoneZone X (minimal risk)
APN1127327005

Property Details

APN / Parcel Number

Primary APN1127327005
Alternative APN
  • 104076

Exterior

Lot Area7,405 sqft (0.17 acres)
Lot Dimensions125 ft deep x 60 ft wide

Location & Zoning

Account Number104076
Street Address514 E 5TH ST
CityROCK FALLS
StateIL
Zip61071-1853
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMC NEILS SUB LOT 10 BLK 1 & PT VAC ALLEY 157201X
Legal SubdivisionMC NEILS SUBDIVISION
Legal Block1
JurisdictionWHITESIDE IL
Township / Civil DivisionCOLOMA
Census Block Group2
Census Block2027
Census Tract1500

Owner

Source: Whiteside County assessment roll, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address514 E 5TH ST, ROCK FALLS, IL 61071-1853
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2020Deed of Trust, Mortgage · FHA Mortgage
REVOLUTION MTG
Aug 2, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 27, 2020 · Amount on Record
Deed SaleJan 27, 2020 · Amount on Record
Deed Document Number202020-00540
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address514 E 5TH ST, ROCK FALLS, IL 61071-1853
Instrument DateJan 8, 2020
Transaction TypeMortgage
Record UpdatedFeb 6, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 E 5TH ST ROCK FALLS IL 610711853, ROCK FALLS, IL 61071-1853

Mortgage

Document Number541
DateJan 27, 2020
Instrument541
Lender
NameREVOLUTION MTG
AddressWESTERVILLE, OH 43082
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 26, 2050
Interest
Rate TypeFixed Rate
Rate3.75%

August 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionWHITESIDE IL
Recording DateAug 2, 2018
Property Address514 E 5TH ST, ROCK FALLS, IL 61071-1853
Document Number0000004138
Instrument DateAug 2, 2018
Instrument4138
Transaction TypeForeclosure
Record UpdatedSep 17, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$66.75
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address815 S MAIN ST PRINCETON IL 613562430, PRINCETON, IL 61356-2430

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionColoma Township
MunicipalityRock Falls City
Elementary School DistrictRock Falls Elementary School District 13 (PK - 08)
Secondary School DistrictRock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,941.00$32,785 Land $4,913 Building $27,872
2024$98,355 Land $14,739 Building $83,616

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1988)
Most Recent ClaimJan 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCK FALLS
serves 8,620 people · EPA ID IL1950450
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Surf Air Wireless
Fiber		1,000 / 1,000
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: JAB Wireless, Verizon.

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