Floyd County property record for 514 E 4th St, New Albany, IN 47150
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,494 sqft · built 1929 |
| Lot Size | 0.068 acres (2,962 sqft) |
| Owner | Individual Name on File |
| Last Sale | $159,400 (Nov 2022) |
| Tax Bill | $200 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Mar 2008 Line of Credit + 5 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 22-05-03-500-126.000-008 |
| Primary APN | 22-05-03-500-126.000-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,494 sqft Living Area |
| 1st Floor Area | 996 sqft |
| Attic | Attic |
| Attic Area | 1,494 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 2,962 sqft (0.068 acres) |
| Lot Dimensions | 120 ft deep x 25 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 0087790068 |
|---|---|
| Street Address | 514 E 4TH ST |
| City | NEW ALBANY |
| State | IN |
| Zip | 47150-3311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P 93 N 1/2 L 25 |
| Legal Subdivision | UPPER 4TH STREET |
| Jurisdiction | FLOYD IN |
| Township / Civil Division | NEW ALBANY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 70500 |
514 E 4th St is owned and occupied by an individual who bought it in November 2022.
Source: Floyd County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 514 E 4TH ST, NEW ALBANY, IN 47150-3311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage NORTHPOINTE BANK |
| Mar 4, 2008 | Deed of Trust, Mortgage · Line of Credit CITIZENS UNION BANK |
| Nov 9, 2022 | Warranty Deed, Transfer · Conventional Mortgage POWERTPO |
| Apr 12, 2019 | Warranty Deed, Transfer · FHA Mortgage NORTHPOINTE BANK |
| Jul 19, 2017 | Deed, Transfer |
| Nov 27, 2007 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS UNION BANK |
| Sep 28, 2006 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2022 · Amount on File |
| Deed Sale | Nov 9, 2022 · Amount on File |
| Prior Sale | Apr 12, 2019 · Amount on File |
| Deed Document Number | 202212640 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD IN |
| Property Address | 514 E 4TH ST, NEW ALBANY, IN 47150-3311 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202009615 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | 202009615 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD IN |
| Property Address | 514 E 4TH ST, NEW ALBANY, IN 47150-3311 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0200802577 |
|---|---|
| Date | Mar 4, 2008 |
| Instrument | 200802577 |
| Name | CITIZENS UNION BANK |
|---|---|
| Type | Bank |
| Address | SIMPSONVILLE, KY 40067 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 107 Months |
| Due | Feb 1, 2017 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLOYD IN |
| Recording Date | Nov 9, 2022 |
| Property Address | 514 E 4TH ST, NEW ALBANY, IN 47150-3311 |
| Document Number | 0202212640 |
| Map Reference | PL 93 |
| Instrument Date | Nov 8, 2022 |
| Instrument | 202212640 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8410 ABBEY CT, CHARLESTOWN, IN 47111-8984 |
| Name | Verified Name |
|---|---|
| Address | 514 E 4TH ST, NEW ALBANY, IN 47150-3311 |
| Document Number | 0202212641 |
|---|---|
| Date | Nov 9, 2022 |
| Instrument | 202212641 |
| Name | POWERTPO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLOYD IN |
| Recording Date | Apr 12, 2019 |
| Property Address | 514 E 4TH ST, NEW ALBANY, IN 47150-3311 |
| Document Number | 0201905410 |
| Map Reference | PL 93 |
| Instrument Date | Apr 11, 2019 |
| Instrument | 201905410 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 514 E 4TH ST, NEW ALBANY, IN 47150-3311 |
| Document Number | 0201905411 |
|---|---|
| Date | Apr 12, 2019 |
| Instrument | 201905411 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FLOYD IN |
| Recording Date | Jul 19, 2017 |
| Property Address | 514 E 4TH ST, NEW ALBANY, IN 47150-3311 |
| Document Number | 0201711011 |
| Map Reference | PL 93 |
| Instrument Date | Jul 18, 2017 |
| Instrument | 201711011 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 35, GEORGETOWN, IN 47122-0035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLOYD IN |
| Recording Date | Nov 27, 2007 |
| Property Address | 514 E 4TH ST, NEW ALBANY, IN 47150-3311 |
| Document Number | 0200715472 |
| Map Reference | MB93 |
| Instrument Date | Nov 21, 2007 |
| Instrument | 200715472 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 514 E 4TH ST, NEW ALBANY, IN 47150-3311 |
| Name | Verified Name |
|---|---|
| Address | 514 E 4TH ST, NEW ALBANY, IN 47150-3311 |
| Document Number | 0200715473 |
|---|---|
| Date | Nov 27, 2007 |
| Instrument | 200715473 |
| Name | CITIZENS UNION BANK |
|---|---|
| Type | Bank |
| Address | SHELBYVILLE, KY 40065 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2037 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | FLOYD IN |
| Recording Date | Sep 28, 2006 |
| Property Address | 514 E 4TH ST, NEW ALBANY, IN 47150-3311 |
| Document Number | 0200612846 |
| Map Reference | MB93 |
| Instrument Date | Sep 19, 2006 |
| Instrument | 200612846 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 514 E 4TH ST, NEW ALBANY, IN 47150-3311 |
| Name | Verified Name |
|---|---|
| Address | 38 FOUNTAIN SQUARE PLZ, CINCINNATI, OH 45202-3102 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 514 E 4th St was $200, down 43% from the year before.
Source: Floyd County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Floyd County |
| County Subdivision | New Albany Township |
| Municipality | New Albany City |
| Unified School District | New Albany-Floyd County Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $200.00 (-43.02%) | $62,100 (+17.17%) Land $6,100 Building $56,000 | $62,100 (+17.17%) Land $6,100 Building $56,000 |
| 2024 | $351.00 (-0.28%) | $53,000 (-2.03%) Land $6,100 Building $46,900 | $53,000 (-2.03%) Land $6,100 Building $46,900 |
| 2023 | $352.00 (+17.73%) | $54,100 (-1.64%) Land $6,100 Building $48,000 | $54,100 (-1.64%) Land $6,100 Building $48,000 |
| 2022 | $299.00 | $55,000 Land $6,100 Building $48,900 | $55,000 Land $6,100 Building $48,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 514 E 4th St in Zone X, where a levee reduces flood risk, though there have been 4 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2011–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 514 E 4th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - S. INDIANA private · serves 104,445 people · EPA ID IN5210005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| BluegrassNet Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| Community Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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