514 Desert Chief Dr, Laredo, TX 78045 Property Records

Webb County property record for 514 Desert Chief Dr, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details1,032 sqft · built 1998
Lot Size0.067 acres (2,897 sqft)
OwnerIndividual Name on Record
Last Sale$59,600 (Feb 2011)
Tax Bill$707 (2025)
Deeds & MortgagesFeb 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN983-50004-100

Property Details

APN / Parcel Number

Primary APN983-50004-100
Alternative APN
  • 240581

Interior

Stories1 Story
Building Area1,032 sqft Living Area
1st Floor Area1,032 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area2,897 sqft (0.067 acres)
PorchOpen Porch
Porch Area32 sqft

Location & Zoning

Street Address514 DESERT CHIEF DR
CityLAREDO
StateTX
Zip78045-4109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionLOT 10 BLK 4 INDIAN SUNSET I
Legal SubdivisionINDIAN SUNSET
Legal Block4
Legal Lot Number10
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2018
Census Tract1711

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address514 DESERT CHIEF DR, LAREDO, TX 78045-4109
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 9, 2011 · Amount on Record
Deed SaleFeb 9, 2011 · Amount on Record
Deed Document Number20111093652
Deed Book / Page3048 / 786
Prior Transfer DateFeb 3, 2011
Prior Transfer Doc003048/786
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address514 DESERT CHIEF DR, LAREDO, TX 78045-4109
Transaction TypeMortgage
Record UpdatedMar 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004377/385
DateFeb 28, 2018
Book Page4377/385
Instrument1321949
Lender
NameDIRECTIONS EQUITY LLC
TypeMortgage Company
AddressSAN ANTONIO, TX 78248
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMar 1, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$144,276 (+3.17%) Land $34,648 Building $109,628$144,276 (+3.17%) Land $34,648 Building $109,628
2025$707.00 (-11.96%) Homeowner's exemption$139,843 (+6.25%) Land $34,648 Building $105,195$139,843 (+6.25%) Land $34,648 Building $105,195
2024$803.00 (+11.99%)
2023$131,614 Land $23,031 Building $108,583$131,614 Land $23,031 Building $108,583
2022$717.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims3 (2006–2010)
Claims Outside the SFHA2 of 3
Most Recent ClaimFeb 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Smartcom Telephone.

Nearby Properties on Desert Chief Dr

Nearby Streets

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