514 Deodar Cedar Dr, Matthews, NC 28104 Property Records

Union County property record for 514 Deodar Cedar Dr, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Lot Size	0.474 acres (20,647 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Aug 2025)
Tax Bill	$1,482 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Apr 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-042-269`

Property Details

APN / Parcel Number

Primary APN	`06-042-269`

Exterior

Lot Area	20,647 sqft (0.474 acres)

Location & Zoning

Street Address	514 DEODAR CEDAR DR
City	MATTHEWS
State	NC
Zip	28104-0070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#72 TWIN LAKES FARM PH2 MP1 OPCQ047 OPCQ282
Legal Subdivision	TWIN LAKES FARM PHASE 2 MAP 1
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2010
Census Tract	21019

Owner

514 Deodar Cedar Dr is owned by an individual who bought it in August 2025.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	17529 LANGSTON DR, CHARLOTTE, NC 28278-8890
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage REGIONS BANK
Apr 30, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2025 · Amount on File
Deed Sale	Aug 20, 2025 · Amount on File
Prior Sale	Apr 30, 2025 · Amount on File
Deed Document Number	202521415
Deed Book / Page	9182 / 771
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 20, 2025
Property Address	514 DEODAR CEDAR DR, MATTHEWS, NC 28104-0070
Document Number	0009182771
Book / Page	9182 / 771
Map Reference	CAB Q FILE 282-286
Instrument Date	Aug 20, 2025
Instrument	21415
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 2, 2025
Title Company	UNKNOWN, AUSTIN TITLE LLC

Transaction

Amount	Amount on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7401 CARMEL EXECUTIVE PARK DR # DR100, DR100, CHARLOTTE, NC 28226-8275

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17529 LANGSTON DR, CHARLOTTE, NC 28278-8890

Mortgage

Document Number	0000021416
Date	Aug 20, 2025
Instrument	21416

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.2%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.2%

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 30, 2025
Property Address	514 DEODAR CEDAR DR, MATTHEWS, NC 28104-0070
Document Number	0009109194
Book / Page	9109 / 194
Map Reference	CAB Q FILE 282-286
Instrument Date	Apr 29, 2025
Instrument	10581
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Amount	Amount on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	231 POST OFFICE DR, INDIAN TRAIL, NC 28079-7677

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7401 CARMEL EXECUTIVE PARK DR STE 100, 100, CHARLOTTE, NC 28226-4219
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 514 Deodar Cedar Dr was $1,482.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,100 (-) Land $319,100	$319,100 (-) Land $319,100
2025	$1,482.00	$319,100 Land $319,100	$319,100 Land $319,100
2023	$1,516.00	$242,500 Land $242,500	$242,500 Land $242,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 514 Deodar Cedar Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 Deodar Cedar Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Windstream.

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