Smith County property record for 514 Cumberland Rd, Tyler, TX 75703
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 9 ba · 9,466 sqft · built 2014 |
| Lot Size | 4.66 acres (202,990 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Mar 2014) |
| Tax Bill | $49,272 (2026) |
| Deeds & Mortgages | Aug 2017 Mortgage Apr 2016 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | R196402 |
| Primary APN | R196402 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 9 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 9,466 sqft Heated Area |
| 1st Floor Area | 3,228 sqft |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Tile |
| Lot Area | 202,990 sqft (4.66 acres) |
| Lot Dimensions | 548 ft deep x 320 ft wide |
| Garage Area | 2,180 sqft |
| Parking Spaces | 8 Parking Spaces |
| Pool Area | 936 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 3,682 sqft |
| Patio Area | 2,663 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R196402 |
|---|---|
| Street Address | 514 CUMBERLAND RD |
| City | TYLER |
| State | TX |
| Zip | 75703-9324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | PATRICK CUMBERLAND ROAD ADDN BLOCK 1135-D LOT 1 |
| Legal Subdivision | PATRICK CUMBERLAND ROAD ADDN |
| Legal Block | 1135-D |
| Legal Lot Number | 1 |
| Jurisdiction | SMITH TX |
| Township / Civil Division | WHITEHOUSE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 2012 |
514 Cumberland Rd is owned and occupied by an individual who bought it in March 2014.
Source: Smith County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 514 CUMBERLAND RD, TYLER, TX 75703-9324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2017 | Deed of Trust, Mortgage BANCORPSOUTH |
| Apr 15, 2016 | Loan Modification, Mortgage BANCORPSOUTH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2014 · Amount on File |
| Deed Sale | Mar 17, 2014 · Amount on File |
| Deed Document Number | 20149659 |
| Prior Transfer Date | Mar 14, 2014 |
| Prior Transfer Doc | 0000009659 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 514 CUMBERLAND RD, TYLER, TX 75703-9324 |
| Document Number | 0000031697 |
| Instrument Date | Aug 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 514 CUMBERLAND RD TYLER TX 757039324, TYLER, TX 75703-9324 |
| Document Number | 0000031697 |
|---|---|
| Date | Aug 8, 2017 |
| Instrument | 31697 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TYLER, TX 75713 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Aug 7, 2037 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 514 CUMBERLAND RD, TYLER, TX 75703-9324 |
| Document Number | 0000010627 |
| Instrument Date | Apr 15, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2017 |
| Name | Verified Name |
|---|
| Document Number | 0000010627 |
|---|---|
| Date | Mar 20, 2017 |
| Instrument | 10627 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TYLER, TX 75703 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 19, 2047 |
The 2026 property tax bill for 514 Cumberland Rd was $49,272 with a homeowner's exemption.
Source: Smith County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Smith County |
| Municipality | Tyler City |
| Unified School District | Tyler Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,272.00 Homeowner's exemption | $3,139,544 (-) Land $97,860 Building $3,041,684 | $3,139,544 (-) Land $97,860 Building $3,041,684 |
| 2025 | $49,272.00 (-4.78%) Homeowner's exemption | $3,139,544 Land $97,860 Building $3,041,684 | $3,139,544 Land $97,860 Building $3,041,684 |
| 2024 | $51,747.00 (-2.73%) | ||
| 2023 | $53,202.00 (-3.1%) Homeowner's exemption | $3,169,725 Land $97,860 Building $3,071,865 | $3,169,725 Land $97,860 Building $3,071,865 |
| 2022 | $54,903.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 514 Cumberland Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 514 Cumberland Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TYLER serves 107,000 people · EPA ID TX2120004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures