Ocean County and Point Pleasant Beach Borough property record for 514 Cramer Ave, Point Pleasant Beach, NJ 08742 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,890 sqft · built 2008 |
| Lot Size | 0.231 acres (10,049 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $12,073 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-00091-01-00016 |
| Primary APN | 26-00091-01-00016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,890 sqft Living Area |
| Gross Area | 5,412 sqft |
| Basement Area | 1,522 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 10,049 sqft (0.231 acres) |
| Lot Dimensions | 201 ft deep x 50 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Old Parcel Number | 2600091A00016 |
|---|---|
| Street Address | 514 CRAMER AVE |
| City | POINT PLEASANT BEACH |
| State | NJ |
| Zip | 08742-2410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X201 |
| Legal Block | 91.1 |
| Legal Lot Number | 16 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | POINT PLEASANT BEACH |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 710101 |
Source: Ocean County and Point Pleasant Beach Borough records · APN 26-00091-01-00016
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 514 CRAMER AVE, POINT PLEASANT BEACH, NJ 08742-2410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jan 10, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 2016 |
| Deed Sale | Oct 31, 2016 |
| Prior Sale | Feb 10, 2006 · Amount on Record |
| Deed Document Number | 2016112263 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jul 15, 2026 |
| Property Address | 514 CRAMER AVE, POINT PLEASANT BEACH, NJ 08742-2410 |
| Document Number | 0000056529 |
| Book / Page | 20436 / 1912 |
| Instrument Date | Jul 08, 2026 |
| Instrument | 202656529 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2026 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000056529, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 20436/1912 |
| Instrument | 202656529 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 08, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 514 CRAMER AVE, POINT PLEASANT BEACH, NJ 08742-2410 |
| Document Number | 0177671631 |
| Instrument Date | Jan 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 514 CRAMER AVE POINT PLEASANT BEACH NJ 087422410, POINT PLEASANT BEACH, NJ 08742-2410 |
| Document Number | 0177671631 |
|---|---|
| Date | Jan 28, 2020 |
| Book Page | 017767/001631 |
| Instrument | 9838 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 27, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Ocean County and Point Pleasant Beach Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Point Pleasant Beach Borough |
| Unified School District | Point Pleasant Beach Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,464,000 (+118.64%) Land $630,500 Building $833,500 | $1,464,000 (+118.64%) Land $630,500 Building $833,500 | |
| 2025 | $12,073.00 (+4.96%) | $669,600 (-) Land $259,800 Building $409,800 | $669,600 (-) Land $259,800 Building $409,800 |
| 2024 | $11,503.00 (+6.12%) | ||
| 2023 | $669,600 Land $259,800 Building $409,800 | $669,600 Land $259,800 Building $409,800 | |
| 2022 | $10,840.00 |
Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340297101011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 35 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 10 (1992–2012) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Oct 2012, rainfall accumulation, Hurricane Sandy |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 412 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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