514 Cooper St, Laurel, DE 19956 Property Records

Sussex County property record for 514 Cooper St, Laurel, DE 19956

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 720 sqft · built 1948
Lot Size	0.335 acres (14,597 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Mar 2010)
Tax Bill	$352 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`332-1.07-245.00`

Property Details

APN / Parcel Number

Primary APN	`332-1.07-245.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
Gross Area	1,140 sqft
Basement Area	660 sqft
Finished Basement	660 sqft
Game Room	Game Room
Flooring	Ceramic Tile
Elevator	Elevator

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	14,597 sqft (0.335 acres)
Lot Dimensions	146 ft deep x 51 ft wide
Garage Type	Mixed
Garage Area	72 sqft
Granary	520 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	514 COOPER ST
City	LAUREL
State	DE
Zip	19956-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	W/COOPER ST N/1/2 LOT
Legal Subdivision	LAUREL
Jurisdiction	SUSSEX DE
Township / Civil Division	LAUREL-DELMAR
Census Block Group	1
Census Block	1033
Census Tract	51802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Laurel Historic District listed 1988 · 710 contributing resources · NRIS 88001056

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sussex County assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 297, LAUREL, DE 19956-0297
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Apr 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 31, 2010 · Amount on Record
Deed Sale	Mar 31, 2010 · Amount on Record
Deed Book / Page	3771 / 243
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	514 COOPER ST, LAUREL, DE 19956-1702
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0236280292
Date	Nov 26, 2025
Book Page	23628/292
Instrument	2025000044774

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	277 Months
Due	Dec 1, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	514 COOPER ST, LAUREL, DE 19956-1702
Document Number	0162120144
Book / Page	016212 / 000144
Instrument Date	Apr 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 COOPER ST LAUREL DE 199561702, LAUREL, DE 19956-1702

Mortgage

Document Number	0162120144
Date	May 10, 2017
Book Page	016212/000144
Instrument	17567

Lender

Name	HUD-HOUSING/URBAN DEV
Address	TULSA, OK 74137

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2047

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Laurel Town
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$352.00 (-38.57%)	$9,450 (-) Land $1,450 Building $8,000	$170,500 (+802.12%) Land $31,800 Building $138,700
2023	$573.00	$9,450 Land $1,450 Building $8,000	$18,900 Land $2,900 Building $16,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	24 units insured incl. 16 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 75% of Delaware
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL WATER DEPARTMENT serves 3,984 people · EPA ID DE0000597
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: ALTIUS Communications, AT&T.

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