514 Cooper Rd, Northbridge, MA 01534 Property Records

Worcester County and Northbridge Town property record for 514 Cooper Rd, Northbridge, MA 01534

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,472 sqft · built 2004
Lot Size	1.27 acres (55,682 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Aug 2022)
Tax Bill	$7,485 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NBRI M:00020 B:00118`

Property Details

APN / Parcel Number

Primary APN	`NBRI M:00020 B:00118`
Alternative APN	`NBTR M:00020 B:00118`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,472 sqft Living Area
Gross Area	7,232 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	55,682 sqft (1.27 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	514 COOPER RD
City	NORTHBRIDGE
State	MA
Zip	01534-1145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	118
Jurisdiction	NORTHBRIDGE MA
Township / Civil Division	NORTHBRIDGE
Census Block Group	3
Census Block	3014
Census Tract	750200

Owner

514 Cooper Rd is owned and occupied by an individual who bought it in August 2022.

Source: Worcester County and Northbridge Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	514 COOPER RD, NORTHBRIDGE, MA 01534-1145
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Feb 21, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Aug 9, 2022	Quit Claim Deed, Transfer · FHA Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2022 · Amount on File
Deed Sale	Aug 9, 2022 · Amount on File
Prior Sale	Mar 23, 2004
Deed Document Number	202287755
Deed Book / Page	68044 / 99
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHBRIDGE MA
Property Address	514 COOPER RD, NORTHBRIDGE, MA 01534-1145
Transaction Type	Mortgage
Record Updated	Feb 25, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073170-331
Date	Feb 6, 2026
Book Page	73170/331
Instrument	9689

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Amount	Amount on Record
Term	313 Months
Due	Mar 1, 2052

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHBRIDGE MA
Property Address	514 COOPER RD, NORTHBRIDGE, MA 01534-1145
Transaction Type	Mortgage
Record Updated	Mar 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070210-298
Date	Feb 21, 2024
Book Page	70210/298
Instrument	12504

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Mar 1, 2052

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHBRIDGE MA
Recording Date	Aug 9, 2022
Property Address	514 COOPER RD, NORTHBRIDGE, MA 01534-1145
Document Number	0068044-99
Book / Page	68044 / 99
Instrument Date	Aug 9, 2022
Instrument	87755
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 COOPER RD, NORTHBRIDGE, MA 01534-1145

Mortgage

Document Number	0000087756
Date	Aug 9, 2022
Instrument	87756

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 514 Cooper Rd was $7,485, up 4% from the year before.

Source: Worcester County and Northbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Northbridge Town
Unified School District	Northbridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,485.00 (+3.99%)	$643,600 (+5.42%) Land $166,800 Building $476,800	$613,890 (-)
2025	$7,198.00	$610,500 Land $158,800 Building $451,700	$613,890 (+4.5%)
2024			$587,480
2023	$7,133.00	$550,400 Land $158,800 Building $391,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 514 Cooper Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1987–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2021 · Tropical Storm Henri

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 Cooper Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHBRIDGE WATER DIVISION serves 8,127 people · EPA ID MA2216006
Water Source	Purchased groundwater influenced by surface water from WHITINSVILLE WATER COMPANY
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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