Frederick County property record for 514 Commerce St, Middletown, VA 22645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,142 sqft · built 1954 |
| Lot Size | 0.55 acres (23,802 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $974 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 91A031-40-16 |
| Primary APN | 91A031-40-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,142 sqft Living Area |
| Gross Area | 2,709 sqft |
| 1st Floor Area | 1,142 sqft |
| Basement Area | 571 sqft |
| Unfinished Basement | 571 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Vinyl |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 23,802 sqft (0.55 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 275 sqft |
| Patio Area | 150 sqft |
| Cooling System | None |
|---|---|
| Heating System | Space Heater |
| Heating Fuel | Wood |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8026208 |
|---|---|
| Street Address | 514 COMMERCE ST |
| City | MIDDLETOWN |
| State | VA |
| Zip | 22645-1835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOTS 13 - 16 SEC. 40 |
| Legal Subdivision | 1 |
| Legal Lot Number | 13-16 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | BACK CREEK |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 50700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cedar Creek Battlefield and Belle Grove listed 1969 · 5 contributing resources · National Historic Landmark (designated 1969) · NRIS 69000243 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 514 COMMERCE ST, MIDDLETOWN, VA 22645-1835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $974.00 (+10.31%) | $183,860 Land $58,000 Building $125,860 | $183,860 Land $58,000 Building $125,860 |
| 2025 | $883.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Verizon.
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