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514 Cold Spring Ave, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 514 Cold Spring Ave, West Springfield, MA 01089

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 759 sqft · built 1943
Lot Size3.28 acres (143,146 sqft)
OwnerIndividual Name on Record
Last Sale$180,000 (Aug 2026)
Tax Bill$2,067 (2026)
Deeds & MortgagesAug 2026 Sale & Mortgage
Jan 2022 Sale
Flood ZoneZone X (reduced by levee)
APNC01-16051-40-001

Property Details

APN / Parcel Number

Primary APNC01-16051-40-001
Alternative APNs
  • WSPR M:00C01 B:00016 L:00514
  • C01-16051-40-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area759 sqft Living Area

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsbestos
Lot Area143,146 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberC01-16051-40-00
Street Address514 COLD SPRING AVE
CityWEST SPRINGFIELD
StateMA
Zip01089-3766
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeBB1
Legal SubdivisionWENTWORTH ESTATES CONDO
Legal Block16
Legal Lot Number514
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group2
Census Block2014
Census Tract812300

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address514 COLD SPRING AVE, 514, WEST SPRINGFIELD, MA 01089-3766
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2026Quit Claim Deed, Transfer · Conventional Mortgage
NEW AMERICAN FUNDING
Jan 7, 2022Quit Claim Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2026 · Amount on Record
Deed SaleAug 21, 2026 · Amount on Record
Prior SaleJan 7, 2022 · Amount on Record
Deed Document Number202640417
Deed Book / Page26475 / 394
Prior Transfer DateJul 22, 2026
Prior Transfer Doc0000040417
Record UpdatedOct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateAug 21, 2026
Property Address514 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3766
Document Number0000040417
Book / Page26475 / 394
Instrument DateJul 22, 2026
Instrument202640417
Transaction TypeTransfer
Record UpdatedSep 9, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 COLD SPRING AVE, 514, WEST SPRINGFIELD, MA 01089-3766

Mortgage

DateAug 21, 2026
Lender
NameNEW AMERICAN FUNDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Max Rate-1%

January 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateJan 7, 2022
Property Address514 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3766
Document Number024345-143
Book / Page24345 / 143
Instrument DateJan 5, 2022
Instrument1168
Transaction TypeTransfer
Record UpdatedJan 21, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 HILLCREST CIR, WESTFIELD, MA 01085-1872

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,067.00 (+10.83%)$147,400 (+17.54%) Building $147,400$165,763 (+32.69%)
2025$1,865.00 (+13.17%)$125,400 (+12.67%) Building $125,400$124,925
2024$1,648.00 (+18.9%)$111,300 (+24.78%) Building $111,300
2023$1,386.00$89,200 Building $89,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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