514 Cobblestone Dr, Wilmington, NC 28405 Property Records

New Hanover County property record for 514 Cobblestone Dr, Wilmington, NC 28405

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,420 sqft · built 1985
Lot Size	0.027 acres (1,176 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Aug 2025)
Tax Bill	$1,278 (2024)
Deeds & Mortgages	Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R04911-001-010-047`

Property Details

APN / Parcel Number

Primary APN	`R04911-001-010-047`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,420 sqft Living Area
1st Floor Area	679 sqft
Basement Area	679 sqft
Finished Basement	679 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Exterior Material	Wood
Foundation Type	Footing
Roof Material	Built-Up Asphalt
Lot Area	1,176 sqft (0.027 acres)
Terrain	Low
Garage Type	Basement
Parking Spaces	1 Parking Space
Patio Area	228 sqft
Balcony Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	514 COBBLESTONE DR
City	WILMINGTON
State	NC
Zip	28405-3533
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MD-17
Legal Description	47 PH 6 SEC 4 COLONY WOODS
Legal Subdivision	2630 COLONY WOODS
Legal Block	1
Legal Lot Number	10
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	3
Census Block	3000
Census Tract	11605

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	514 COBBLESTONE DR, WILMINGTON, NC 28405-3533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widow or Widower

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2025 · Amount on Record
Deed Sale	Aug 8, 2025 · Amount on Record
Prior Sale	Nov 21, 2001 · Amount on Record
Deed Document Number	202520766
Deed Book / Page	6792 / 2145
Prior Transfer Date	Jan 10, 1994
Prior Transfer Doc	1737000570
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Aug 8, 2025
Property Address	514 COBBLESTONE DR, WILMINGTON, NC 28405-3533
Document Number	00679202145
Book / Page	6792 / 2145
Map Reference	MB 1238 PG 1372
Instrument Date	Jul 31, 2025
Instrument	2025020766
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 WHITE OAK DR, WILMINGTON, NC 28409-5214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 COBBLESTONE DR, WILMINGTON, NC 28405-3533

Mortgage

Document Number	2025020767
Date	Aug 8, 2025
Instrument	2025020767

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,400 (-) Land $100,000 Building $175,400	$275,400 (-) Land $100,000 Building $175,400
2025		$275,400 (+87.47%) Land $100,000 Building $175,400	$275,400 (+87.47%) Land $100,000 Building $175,400
2024	$1,278.00 (+2.98%)
2023	$1,241.00 (-0.56%)	$146,900 Land $50,000 Building $96,900	$146,900 Land $50,000 Building $96,900
2022	$1,248.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20