514 Cherry St, Hammond, IN 46324 Property Records

Lake County property record for 514 Cherry St, Hammond, IN 46324

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,695 sqft · built 1920
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on Record
Tax Bill	$1,759 (2024)
Deeds & Mortgages	Apr 2024 Mortgage Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`007-26-36-0078-0010`

Property Details

APN / Parcel Number

Primary APN	`007-26-36-0078-0010`
Alternative APNs	`45-06-12-258-003.000-023` `263600780010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,695 sqft Living Area
Basement Area	867 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1965
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-26-36-0078-0010
Old Parcel Number	263600780010
Street Address	514 CHERRY ST
City	HAMMOND
State	IN
Zip	46324-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH HAMMOND L.19 BL.16 AND L.20 BL.16
Legal Subdivision	SOUTH HAMMOND
Legal Block	16
Legal Lot Number	19
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	3
Census Block	3023
Census Tract	21400

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	514 CHERRY ST, HAMMOND, IN 46324-1504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jun 9, 2022	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	514 CHERRY ST, HAMMOND, IN 46324-1504
Transaction Type	Mortgage
Record Updated	Apr 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 CHERRY ST, HAMMOND, IN 46324-1504

Mortgage

Document Number	0000012268
Date	Apr 19, 2024
Instrument	2024-512268

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33401

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	514 CHERRY ST, HAMMOND, IN 46324-1504
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 CHERRY STREET, HARMON, OH 45324

Mortgage

Document Number	0000018837
Date	Jun 9, 2022
Instrument	2022-018837

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	HAMMOND, IN 46320

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 9, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$167,300 (+29.79%) Land $27,600 Building $139,700	$167,300 (+29.79%) Land $27,600 Building $139,700
2024	$1,759.00 (+13.12%)
2023		$128,900 (+5.92%) Land $29,600 Building $99,300	$128,900 (+5.92%) Land $29,600 Building $99,300
2022	$1,555.00 Homeowner's exemption	$121,700 Land $29,600 Building $92,100	$121,700 Land $29,600 Building $92,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, AT&T, Verizon.

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