514 Charles St, Monroe, NC 28112 Property Records

Union County property record for 514 Charles St, Monroe, NC 28112 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,384 sqft · built 1960
Lot Size	0.141 acres (6,142 sqft)
Owner	Individual Name on File
Last Sale	$167,000 (Mar 2023)
Tax Bill	$1,745 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-234-161`

Property Details

APN / Parcel Number

Primary APN	`09-234-161`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,384 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,142 sqft (0.141 acres)
Porch	Slab
Porch Area	91 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	514 CHARLES ST
City	MONROE
State	NC
Zip	28112-5721
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BLAIR & ENGLISH PB2 PG36 6395-523
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1040
Census Tract	20602

Owner

Source: Union County records · APN 09-234-161

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2716 HENRY BAUCOM RD, MONROE, NC 28110-0639
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 15, 2023 · Amount on Record
Deed Sale	Mar 15, 2023 · Amount on Record
Prior Sale	Mar 09, 2015 · Amount on Record
Deed Document Number	20235902
Deed Book / Page	8671 / 878
Record Updated	Jun 08, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 15, 2023
Property Address	514 CHARLES ST, MONROE, NC 28112-5721
Document Number	0008671878
Book / Page	8671 / 878
Map Reference	MB 6395 PG 523
Instrument Date	Mar 09, 2023
Instrument	5902
Transaction Type	Transfer
Record Updated	Apr 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$334.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1405 DUBLIN PL, MONROE, NC 28112-8443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2716 HENRY BAUCOM RD, MONROE, NC 28110-0639

Mortgage

Document Number	0000005903
Date	Mar 15, 2023
Instrument	5903

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,745.00 (+23.23%)	$199,700 (+53.73%) Land $37,200 Building $162,500	$199,700 (+53.73%) Land $37,200 Building $162,500
2023	$1,416.00	$129,900 Land $13,800 Building $116,100	$129,900 Land $13,800 Building $116,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Monroe Residential Historic District listed 1988 · 381 contributing resources · NRIS 87002204

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.