514 Charles Pl, Brandon, FL 33511 Property Records

Hillsborough County property record for 514 Charles Pl, Brandon, FL 33511

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,496 sqft · built 1971
Lot Size0.313 acres (13,619 sqft)
Owner2 Individual Names on File
Last Sale$480,000 (Jan 2023)
Tax Bill$7,797 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Jan 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN072965-0438

Property Details

APN / Parcel Number

Primary APN072965-0438
Alternative APN
  • U3529202KU000001000190

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,496 sqft Living Area
Gross Area3,120 sqft
1st Floor Area2,496 sqft
FlooringSlate
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 2009
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,619 sqft (0.313 acres)
Lot Dimensions143 ft deep x 105 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area512 sqft
PorchOpen Porch
Porch Area200 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0729650438
Street Address514 CHARLES PL
CityBRANDON
StateFL
Zip33511-6425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC-6
Legal DescriptionSOUTHWOOD SUBDIVISION LOT 19 BLOCK 1
Legal Range20E
Legal Township29S
Legal Section35
Legal SubdivisionSOUTHWOOD SUBDIVISION
Legal Tract2KU
Legal Block1
Legal Lot Number19
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group1
Census Block1000
Census Tract13313

Owner

514 Charles Pl is owned and occupied by two individuals who bought it in January 2023.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record2 Individual Names on File
Mailing Address514 CHARLES PL, BRANDON, FL 33511-6425
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 13, 2022Deed of Trust, Mortgage · Line of Credit
POWERNET CU
Jan 13, 2023Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Dec 21, 2020Warranty Deed, Transfer · Conventional with PMI
CRESCENT MTG
Jul 28, 2020Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 13, 2023 · Amount on File
Deed SaleJan 13, 2023 · Amount on File
Prior SaleDec 21, 2020 · Amount on File
Deed Document Number202318245
Prior Transfer DateJul 27, 2020
Prior Transfer Doc0000304632
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address514 CHARLES PL, BRANDON, FL 33511-6425
Transaction TypeMortgage
Record UpdatedSep 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 CHARLES PL, BRANDON, FL 33511-6425

Mortgage

Document Number0000249275
DateMay 13, 2022
Instrument2022249275
Lender
NamePOWERNET CU
TypeCredit Union
AddressTAMPA, FL 33610
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueMay 28, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJan 13, 2023
Property Address514 CHARLES PL, BRANDON, FL 33511-6425
Document Number0000018245
Map ReferenceMB 43 PG 51
Instrument DateJan 11, 2023
Instrument2023018245
Transaction TypeTransfer
Record UpdatedFeb 1, 2023
Title CompanyFOUNDATION TITLE AND TRUST LLC, FOUNDATION TITLE & TRUST LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1523 ENTERPRISE STREET, LAKELAND, FL 33805

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 CHARLES PL, BRANDON, FL 33511-6425

Mortgage

Document Number0000018246
DateJan 13, 2023
Instrument2023018246
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2053

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateDec 21, 2020
Property Address514 CHARLES PL, BRANDON, FL 33511-6425
Document Number0000545868
Instrument DateDec 17, 2020
Instrument545868
Transaction TypeTransfer
Record UpdatedJan 18, 2021
Title CompanyFOUNDATION TITLE AND TRUST LLC, FOUNDATION TITLE & TR LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,589.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address514 CHARLES PL BRANDON FL 335116425, BRANDON, FL 33511-6425

Mortgage

Document Number545869
DateDec 21, 2020
Instrument545869
Lender
NameCRESCENT MTG
TypeMortgage Company
AddressATLANTA, GA 30328
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueDec 20, 2050

July 2020: Foreclosure

Document TypeForeclosure
JurisdictionHILLSBOROUGH FL
Recording DateJul 28, 2020
Property Address514 CHARLES PL, BRANDON, FL 33511-6425
Document Number0000304632
Instrument DateJul 16, 2020
Instrument304632
Transaction TypeForeclosure
Record UpdatedAug 20, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$1,821.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1775 S KINGS AVE BRANDON FL 335116220, BRANDON, FL 33511-6220

Tax Assessment & Valuation

The 2025 property tax bill for 514 Charles Pl was $7,797 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$447,336 (+2.7%)$447,875 (+0.61%) Land $145,646 Building $302,229
2025$7,797.00 Homeowner's exemption Veteran's exemption$435,575$445,146 Land $138,363 Building $306,783
2023$5,793.00 (+4.21%) Homeowner's exemption$340,511 (+3%)$414,389 (-2.9%) Land $116,516 Building $297,873
2022$5,559.00 Homeowner's exemption$330,593$426,759 Land $116,516 Building $310,243

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 514 Charles Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 Charles Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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