514 C St, New Bern, NC 28560 Property Records

Craven County property record for 514 C St, New Bern, NC 28560

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,232 sqft · built 1920
Lot Size0.162 acres (7,050 sqft)
Owner2 Individual Names on File
Last Sale$284,000 (Apr 2026)
Tax Bill$1,803 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN8-005-127

Property Details

APN / Parcel Number

Primary APN8-005-127
Alternative APN
  • 6328265

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,232 sqft Living Area
1st Floor Area384 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,050 sqft (0.162 acres)
Lot Dimensions146 ft deep x 41.9 ft wide
Storage Building384 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number6328265
Street Address514 C ST
CityNEW BERN
StateNC
Zip28560-3104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR10S
Legal DescriptionPARCEL 1 SURVEY FOR DONALD C & GERI LANCTO & DAVID & JEANNE
JurisdictionCRAVEN NC
Township / Civil Division8
Census Block Group2
Census Block2014
Census Tract960800

Owner

Source: Craven County assessment roll, as of October 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address514 C ST, NEW BERN, NC 28560-3104
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2026Warranty Deed, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Apr 10, 2026Warranty Deed, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 10, 2026 · Amount on Record
Deed SaleApr 10, 2026 · Amount on Record
Prior SaleMay 13, 2004 · Amount on Record
Deed Document Number202610154659
Deed Book / Page3875 / 2169
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateApr 10, 2026
Property Address514 C ST, NEW BERN, NC 28560-3104
Document Number0010154659
Book / Page3875 / 2169
Instrument DateMar 20, 2026
Instrument202610154659
Transaction TypeTransfer
Record UpdatedJun 2, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$57,368.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 C ST, NEW BERN, NC 28560-3104
InvestorPossibly a Property Investor

Mortgage

Document Number0010154660,
DateApr 10, 2026
Instrument202610154660
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.98%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateApr 10, 2026
Property Address514 C ST, NEW BERN, NC 28560-3104
Document Number03875/2169
Book / Page3875 / 2169
Instrument DateMar 20, 2026
Instrument202610154659
Transaction TypeTransfer
Record UpdatedJul 2, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$57,368.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 C ST, NEW BERN, NC 28560-3104
InvestorPossibly a Property Investor

Mortgage

Document Number0010154660,
DateApr 10, 2026
Instrument202610154660
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.98%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
MunicipalityNew Bern City
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,803.00 (+1.86%)$207,410 (-) Land $48,000 Building $159,410$207,410 (-) Land $48,000 Building $159,410
2023$1,770.00 (+43.55%)$207,410 (+84.2%) Land $48,000 Building $159,410$207,410 (+84.2%) Land $48,000 Building $159,410
2022$1,233.00$112,600 Land $38,000 Building $74,600
2018$112,600 Land $38,000 Building $74,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 161 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies161 in force
Nearby Flood Claims146 (1982–2024)
Claims Outside the SFHA20 of 146
Most Recent ClaimAug 2024 · Tropical Storm Debby
Claims by Event
  • Hurricane Florence, Sep 2018 · 70 claims
  • Hurricane Irene, Aug 2011 · 21 claims
  • Hurricane Fran, Sep 1996 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NEW BERN
serves 37,884 people · EPA ID NC0425010
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Brightspeed
Fiber
2,000 / 2,000
Optimum Communications
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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