514 Burcham Rd, State Road, NC 28676 Property Records

Surry County property record for 514 Burcham Rd, State Road, NC 28676

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 1,760 sqft · built 1900
Lot Size	5.8 acres (252,648 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,000 (Jul 2017)
Tax Bill	$1,459 (2026)
Deeds & Mortgages	Feb 2021 Refinance Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4953-04-91-3310`

Property Details

APN / Parcel Number

Primary APN	`4953-04-91-3310`
Alternative APN	`100108592`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,220 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2004
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	252,648 sqft (5.8 acres)
Porch	Slab
Porch Area	60 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100108592
Street Address	514 BURCHAM RD
City	STATE ROAD
State	NC
Zip	28676-9086
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LDR
Legal Description	PB 34 PG 39
Jurisdiction	SURRY NC
Township / Civil Division	ELKIN
Census Block Group	1
Census Block	1012
Census Tract	930902

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5972 PIER DR, DENVER, NC 28037-0819
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jul 12, 2017	Warranty Deed, Transfer · Conventional Mortgage BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2017 · Amount on Record
Deed Sale	Jul 12, 2017 · Amount on Record
Deed Book / Page	1600 / 227
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	514 BURCHAM RD, STATE ROAD, NC 28676-9086
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1746/213
Date	Feb 1, 2021
Book Page	1746/213
Instrument	680550

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2046

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Jul 12, 2017
Property Address	514 BURCHAM RD, STATE ROAD, NC 28676-9086
Document Number	1600/0227
Book / Page	1600 / 0227
Instrument Date	Jul 10, 2017
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$374.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 BURCHAM RD, STATE ROAD, NC 28676-9086

Mortgage

Document Number	1600/0229
Date	Jul 12, 2017
Book Page	1600/0229

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Elkin City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,459.00 (-2.15%)	$159,850 (-20.43%) Land $36,260 Building $123,590	$159,850 (-20.43%) Land $36,260 Building $123,590
2025	$1,491.00 (+69.05%)	$200,900 (+25.68%) Land $39,340 Building $161,560	$200,900 (+25.68%) Land $39,340 Building $161,560
2023	$882.00	$159,850 Land $36,260 Building $123,590	$159,850 Land $36,260 Building $123,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000

May also be available: Spectrum.

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