Hamilton County property record for 514 Bitsy Ln, Chattanooga, TN 37415
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,302 sqft · built 1960 |
| Lot Size | 0.298 acres (13,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $288,000 (Aug 2021) |
| Tax Bill | $1,284 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 109J H 006 |
| Primary APN | 109J H 006 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,302 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,000 sqft (0.298 acres) |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000035528 |
|---|---|
| Street Address | 514 BITSY LN |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37415-2901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LOT 13 LANDERS REVISED PB 19 PG 22 |
| Legal Subdivision | LANDERS |
| Legal Lot Number | 13 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 10501 |
Source: Hamilton County records, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 514 BITSY LN, CHATTANOOGA, TN 37415-2901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF CLEVELAND |
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional with PMI PINNACLE BK |
| Mar 29, 2019 | Warranty Deed, Transfer · Conventional with PMI PINNACLE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2021 · Amount on Record |
| Deed Sale | Aug 9, 2021 · Amount on Record |
| Prior Sale | Mar 29, 2019 · Amount on Record |
| Deed Document Number | 2021220 |
| Deed Book / Page | 12601 / 402 |
| Prior Transfer Date | Oct 25, 1996 |
| Prior Transfer Doc | 0047660446 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 9, 2021 |
| Property Address | 514 BITSY LN, CHATTANOOGA, TN 37415-2901 |
| Document Number | 0000000220 |
| Book / Page | 12601 / 402 |
| Map Reference | MB 19 PG 22 |
| Instrument Date | Aug 6, 2021 |
| Instrument | 2021080900220 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | EQUI TITLE INC, EQUITITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,065.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 514 BITSY LN, CHATTANOOGA, TN 37415-2901 |
| Document Number | 0012601404 |
|---|---|
| Date | Aug 9, 2021 |
| Instrument | 12601/404 |
| Name | BANK OF CLEVELAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 514 BITSY LN, CHATTANOOGA, TN 37415-2901 |
| Document Number | 0827000040 |
| Instrument Date | Aug 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2020 |
| Title Company | JONES RAULSTON TITLE INSURANCE AGENCY, JONES TITLE INS AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 514 BITSY LN CHATTANOOGA TN 374152901, CHATTANOOGA, TN 37415-2901 |
| Document Number | 0827000040 |
|---|---|
| Date | Aug 27, 2020 |
| Book Page | 012129/000248 |
| Instrument | 200827000040 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 29, 2019 |
| Property Address | 514 BITSY LN, CHATTANOOGA, TN 37415-2901 |
| Document Number | 0329000185 |
| Book / Page | 011600 / 000570 |
| Instrument Date | Mar 27, 2019 |
| Instrument | 190329000185 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2019 |
| Title Company | TEAM TITLE SERVICES, TEAM TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.85 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 514 BITSY LN CHATTANOOGA TN 374152901, CHATTANOOGA, TN 37415-2901 |
| Document Number | 329000186 |
|---|---|
| Date | Mar 29, 2019 |
| Book Page | 011600/000573 |
| Instrument | 190329000186 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2049 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Red Bank City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,284.00 (+23.11%) | $84,775 (+81.73%) | $339,100 (+81.73%) Land $70,000 Building $269,100 |
| 2024 | $1,043.00 (-44.87%) | $46,650 (-) | $186,600 (-) Land $50,000 Building $136,600 |
| 2023 | $1,892.00 (+18.55%) | $46,650 (-) | $186,600 (-) Land $50,000 Building $136,600 |
| 2022 | $1,596.00 | $46,650 | $186,600 Land $50,000 Building $136,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1996–2009) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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