514 B St, Scotia, CA 95565 Property Records

Humboldt County property record for 514 B St, Scotia, CA 95565

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,576 sqft · built 2002
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$247,500 (Sep 2019)
Tax Bill$2,890 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN205-441-012-000

Property Details

APN / Parcel Number

Primary APN205-441-012-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,576 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Construction TypeWood
Lot Area8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address514 B ST
CitySCOTIA
StateCA
Zip95565-9713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 121 TR654 TOWN OF SCOTIA PH2 BK25/MAPS PG79-95
Legal SubdivisionMAP OF TRACT NO 654
Legal Tract654
Legal Block4
Legal Lot Number121
JurisdictionHUMBOLDT CA
Township / Civil DivisionGARBERVILLE
Census Block Group4
Census Block4023
Census Tract11100

Owner

Source: Humboldt County records, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address514 B ST, SCOTIA, CA 95565-9713
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 25, 2019Grant Deed, Transfer · FHA Mortgage
BANK OF ENGLAND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2019 · Amount on Record
Deed SaleSep 25, 2019 · Amount on Record
Deed Document Number201916550
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUMBOLDT CA
Property Address514 B ST, SCOTIA, CA 95565-9713
Transaction TypeMortgage
Record UpdatedAug 1, 2023
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SYNRGO

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 222, SCOTIA, CA 95565-0222

Mortgage

Document Number0000004303
DateFeb 25, 2021
Instrument2021-004303
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUMBOLDT CA
Property Address514 B ST, SCOTIA, CA 95565-9713
Transaction TypeMortgage
Record UpdatedAug 1, 2023
Title CompanyBESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 B ST, SCOTIA, CA 95565-9713

Mortgage

Document Number0000024734
DateNov 8, 2021
Instrument2021-024734
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHUMBOLDT CA
Recording DateSep 25, 2019
Property Address514 B ST, SCOTIA, CA 95565
Document Number0000016550
Instrument DateSep 23, 2019
Instrument16550
Transaction TypeTransfer
Record UpdatedOct 15, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$272.25
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 B ST SCOTIA CA 95565, SCOTIA, CA 95565

Mortgage

Document Number16551
DateSep 25, 2019
Instrument16551
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 24, 2049

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyHumboldt County
Secondary School DistrictFortuna Union High School District (09 - 12)
Elementary School DistrictScotia Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,890.00 (+4.79%)$270,126 (+4.04%) Land $82,021 Building $188,105
2024$2,758.00 (+1.62%)
2023$2,714.00 (+0.85%)$259,638 Land $78,837 Building $180,801
2022$2,691.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims9 (1986–1997)
Most Recent ClaimJan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims
  • Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTIA CSD
private · serves 681 people · EPA ID CA1210010
Water SourceSurface water
Last State InspectionApr 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
not recorded as resolved · Mar 2026
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Coliform assessment
Jun 2019
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
101Netlink
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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