514 B St, Ashland, VA 23005 Property Records

Hanover County property record for 514 B St, Ashland, VA 23005

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,744 sqft · built 1950
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Apr 2023)
Tax Bill	$2,408 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7870-84-4346`

Property Details

APN / Parcel Number

Primary APN	`7870-84-4346`
Alternative APN	`10163474`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,744 sqft Living Area
1st Floor Area	1,656 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Porch	Slab
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10163474
Street Address	514 B ST
City	ASHLAND
State	VA
Zip	23005-1204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	CHALKLEY LOT 14
Legal Subdivision	CHALKLEY
Legal Lot Number	14
Jurisdiction	HANOVER VA
Township / Civil Division	ASHLAND
Census Block Group	2
Census Block	2003
Census Tract	320601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Berkleytown Historic District listed 2022 · 76 contributing resources · NRIS 100008210

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

514 B St is owned and occupied by an individual who bought it in April 2023.

Source: Hanover County records, as of June 4, 2026

Owner of Record	Individual Name on File
Mailing Address	514 B ST, ASHLAND, VA 23005-1204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Apr 4, 2023	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2023 · Amount on File
Deed Sale	Apr 4, 2023 · Amount on File
Deed Document Number	202328100
Deed Book / Page	3373 / 1164
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	514 B ST, ASHLAND, VA 23005-1204
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 B ST, ASHLAND, VA 23005-1204

Mortgage

Document Number	0003430328
Date	Oct 28, 2025
Book Page	3430/328
Instrument	20251028000111090

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANOVER VA
Recording Date	Apr 4, 2023
Property Address	514 B ST, ASHLAND, VA 23005-1204
Document Number	0033731164
Book / Page	3373 / 1164
Instrument Date	Mar 29, 2023
Instrument	20230404000028100
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 B ST, ASHLAND, VA 23005-1204

Mortgage

Document Number	20230404000028110
Date	Apr 4, 2023
Instrument	20230404000028110

Lender

Name	CAPITAL CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 514 B St was $2,408.

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Ashland Town
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,408.00	$297,300 Land $75,800 Building $221,500	$297,300 Land $75,800 Building $221,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 514 B St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 B St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER SUBURBAN WATER SYSTEM serves 57,931 people · EPA ID VA4085398
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on B St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures