Brevard County property record for 514 Ave A, Melbourne Beach, FL 32951
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,615 sqft · built 2018 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,300,000 (Dec 2025) |
| Tax Bill | $9,284 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Feb 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-38-07-01-2-26 |
| Primary APN | 28-38-07-01-2-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,615 sqft Living Area |
| Gross Area | 3,970 sqft |
| 1st Floor Area | 2,615 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 150 ft deep x 128 ft wide |
| Garage Type | Attached |
| Garage Area | 757 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 592 sqft |
| Deck Area | 922 sqft |
| Patio Area | 292 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2847657 |
|---|---|
| Street Address | 514 AVENUE A |
| City | MELBOURNE BEACH |
| State | FL |
| Zip | 32951-2205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3RS |
| Legal Description | HENRY WHITINGS MELBOURNE BCH LOTS 26,27 BLK 2 |
| Legal Range | 38E |
| Legal Township | 28S |
| Legal Section | 07 |
| Legal Subdivision | HENRY WHITINGS MELBOURNE BCH |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | INDIALANTIC-MELBOURNE BEACH |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 66101 |
514 Ave A is owned and occupied by two individuals who bought it in December 2025.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 514 AVENUE A, MELBOURNE BEACH, FL 32951-2205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2025 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Feb 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Mar 11, 2019 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Jan 3, 2018 | Warranty Deed, Transfer SEACOAST NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2025 · Amount on File |
| Deed Sale | Dec 19, 2025 · Amount on File |
| Prior Sale | Jan 3, 2018 · Amount on File |
| Deed Document Number | 2025253868 |
| Deed Book / Page | 10507 / 1941 |
| Prior Transfer Date | Dec 29, 2017 |
| Prior Transfer Doc | 2018001473 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Dec 19, 2025 |
| Property Address | 514 AVENUE A, MELBOURNE BEACH, FL 32951-2205 |
| Document Number | 0105071941 |
| Book / Page | 10507 / 1941 |
| Map Reference | MB 1 PG 57 |
| Instrument Date | Dec 17, 2025 |
| Instrument | 2025253868 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2026 |
| Title Company | STATE TITLE PARTNERS LLP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 480 THOR AVE SE # SE103, SE103, PALM BAY, FL 32909-3509 |
| Name | Verified Name |
|---|---|
| Address | 514 AVENUE A, MELBOURNE BEACH, FL 32951-2205 |
| Document Number | 0105071943 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 10507/1943 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 514 AVENUE A, MELBOURNE BEACH, FL 32951-2205 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0086700159 |
|---|---|
| Date | Feb 20, 2020 |
| Book Page | 8670/0159 |
| Instrument | 2020041545 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 514 AVENUE A, MELBOURNE BEACH, FL 32951-2205 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0083861179 |
|---|---|
| Date | Mar 11, 2019 |
| Book Page | 8386/1179 |
| Instrument | 2019049165 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 4, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jan 3, 2018 |
| Property Address | 514 AVENUE A, MELBOURNE BEACH, FL 32951-2205 |
| Document Number | 0080620294 |
| Book / Page | 008062 / 000294 |
| Instrument Date | Dec 29, 2017 |
| Instrument | 1473 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2018 |
| Title Company | STATE TITLE PARTNERS LLP |
| Amount | Amount on Record |
|---|---|
| Tax | $1,098.02 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 106 WEKIVA POINTE CIR APOPKA FL 327124899, APOPKA, FL 32712-4899 |
| Document Number | 80620295 |
|---|---|
| Date | Jan 3, 2018 |
| Book Page | 008062/000295 |
| Instrument | 1474 |
| Name | SEACOAST NAT'L BK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34994 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 2, 2048 |
The 2025 property tax bill for 514 Ave A was $9,284, up 2.8% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne Beach Town |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $934,280 (+43.89%) | $934,280 (-4.95%) | |
| 2025 | $9,284.00 (+2.82%) Homeowner's exemption | $649,300 | $982,910 |
| 2024 | $9,029.00 (+2.22%) | ||
| 2023 | $8,833.00 (+1.44%) Homeowner's exemption | $612,640 (+3%) | $940,750 (+10.27%) Land $336,000 Building $604,750 |
| 2022 | $8,708.00 Homeowner's exemption | $594,800 | $853,100 Land $336,000 Building $517,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 514 Ave A in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 162 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 162 in force |
| Nearby Flood Claims | 40 (1979–2022) |
| Claims Outside the SFHA | 39 of 40 |
| Most Recent Claim | Apr 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 514 Ave A is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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