514 Arcadia Ln, Monroe, NC 28112 Property Records

Union County property record for 514 Arcadia Ln, Monroe, NC 28112

Property Summary

Property Type	Other Improved
Details	built 2020
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Jun 2020)
Tax Bill	$3,654 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-114-069`

Property Details

APN / Parcel Number

Primary APN	`04-114-069`

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	108,900 sqft (2.5 acres)

Location & Zoning

Street Address	514 ARCADIA LN
City	MONROE
State	NC
Zip	28112-9400
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	RA-40 UNIO
Legal Description	#4B TAKATA OPCB250A 3091-209
Legal Subdivision	WILLIAM H TAKATA SUBDIVISION
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	3
Census Block	3018
Census Tract	20901

Owner

Source: Union County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	514 ARCADIA LN, MONROE, NC 28112-9400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage C&F MORTGAGE CORP
Jul 28, 2020	Deed of Trust, Construction Loan · Line of Credit AMERICAN BK/CAROLINAS
Jun 10, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2020 · Amount on Record
Deed Sale	Jun 10, 2020 · Amount on Record
Prior Sale	Jun 5, 2003 · Amount on Record
Deed Document Number	2020697
Deed Book / Page	7697 / 254
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 5, 2021
Property Address	514 ARCADIA LN, MONROE, NC 28112-9400
Document Number	0008268784
Book / Page	8268 / 784
Instrument Date	Sep 24, 2021
Instrument	47485
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 ARCADIA LN, MONROE, NC 28112-9400

Mortgage

Document Number	0000047486
Date	Oct 5, 2021
Instrument	47486

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	UNION NC
Recording Date	Jul 28, 2020
Property Address	514 ARCADIA LN, MONROE, NC 28112-9400
Document Number	7749434
Book / Page	007749 / 000434
Instrument Date	Jul 27, 2020
Instrument	28024
Transaction Type	Construction Loan
Record Updated	Sep 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5303 SECREST SHORTCUT RD MONROE NC 281109173, MONROE, NC 28110-9173

Mortgage

Document Number	7749434
Date	Jul 28, 2020
Book Page	007749/000434
Instrument	28024

Lender

Name	AMERICAN BK/CAROLINAS
Address	PO BOX 3159, MONROE, NC 28111-3159

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 10, 2020
Property Address	514 ARCADIA LN, MONROE, NC 28112-9400
Document Number	7697254
Book / Page	007697 / 000254
Instrument Date	Jun 10, 2020
Instrument	20697
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$90.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5303 SECREST SHORTCUT LN MONROE NC 28112, MONROE, NC 28112

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,654.00 (+27.54%)	$764,300 (+66.12%) Land $75,800 Building $688,500	$764,300 (+66.12%) Land $75,800 Building $688,500
2023	$2,865.00	$460,100 Land $34,500 Building $425,600	$460,100 Land $34,500 Building $425,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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