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514 Apple Ave, Frederick, MD 21701 Property Records

Frederick County property record for 514 Apple Ave, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,400 sqft · built 1978
Lot Size0.258 acres (11,250 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Feb 2021)
Tax Bill$7,148 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-064650

Property Details

APN / Parcel Number

Primary APN02-064650
Alternative APNs
  • 2064650
  • 064650

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,400 sqft Living Area
1st Floor Area1,400 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area11,250 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide
PorchOpen Porch
Porch Area388 sqft
Patio Area115 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerMunicipal

Location & Zoning

Account Number064650
Street Address514 APPLE AVE
CityFREDERICK
StateMD
Zip21701-4101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionLTS 14-16 BL 13 75X150 514 APPLE AVE FREDERICK
Legal SubdivisionFREDERICK
Legal Block13
Legal Lot Number14-16
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1001
Census Tract750600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address514 APPLE AVE, FREDERICK, MD 21701-4101
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2021 · Amount on Record
Deed SaleFeb 4, 2021 · Amount on Record
Prior SaleOct 30, 1987 · Amount on Record
Deed Book / Page14513 / 273
Record UpdatedSep 20, 2026

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateFeb 4, 2021
Property Address514 APPLE AVE, FREDERICK, MD 21701-4101
Document Number0145130273
Book / Page14513 / 273
Map ReferenceMB 15 PG 61
Instrument DateNov 25, 2020
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyHIGHLAND TITLE SERVICES, HIGHLAND TITLE FREDERICK MD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address514 APPLE AVE, FREDERICK, MD 21701-4101

Mortgage

Document Number14513280
DateFeb 4, 2021
Instrument14513/280
Lender
NameTHE MORTGAGE LINK INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,148.00 (+18.58%)$386,800 (+17.05%) Land $135,000 Building $251,800$386,800 (-) Land $135,000 Building $251,800
2023$6,028.00$330,467$386,800 Land $135,000 Building $251,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2018 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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