514 Andros Rd, Holt, FL 32564 Property Records

Okaloosa County property record for 514 Andros Rd, Holt, FL 32564

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,069 sqft · built 2015
Lot Size	0.221 acres (9,637 sqft)
Owner	2 Individual Names on File
Last Sale	$62,642 (Sep 2023)
Tax Bill	$324 (2025)
Deeds & Mortgages	Sep 2023 Sale Jun 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-593-3437-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-593-3437-5`
Alternative APNs	`09-2N-25-1460-000H-0130` `25N2091460000H0130`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,069 sqft Living Area
Gross Area	2,537 sqft
1st Floor Area	828 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	9,637 sqft (0.221 acres)
Lot Width	75 ft Width
Patio Area	382 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	514 ANDROS RD
City	HOLT
State	FL
Zip	32564-9502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEWOOD ESTATES LOTS 13 14 & 15 BLK H
Legal Range	25W
Legal Township	02N
Legal Section	09
Legal Subdivision	LAKEWOOD ESTATES
Legal Block	H
Legal Lot Number	13
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	1
Census Block	1074
Census Tract	20101

Owner

514 Andros Rd is owned and occupied by two individuals who bought it in September 2023.

Source: Okaloosa County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	514 ANDROS RD, HOLT, FL 32564-9502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Warranty Deed, Transfer OLD SOUTH LAND TITLE
Jun 22, 2023	Warranty Deed, Transfer NOT AVAILABLE, BURG TITLE LLC
Sep 1, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 8, 2023	Deed of Distribution, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2023 · Amount on File
Deed Sale	Sep 6, 2023 · Amount on File
Prior Sale	Jun 22, 2023 · Amount on File
Deed Document Number	20233645386
Deed Book / Page	3690 / 2909
Prior Transfer Date	Aug 25, 2022
Prior Transfer Doc	0036404002
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 6, 2023
Property Address	514 ANDROS RD, HOLT, FL 32564-9502
Document Number	0036902909
Book / Page	3690 / 2909
Map Reference	MB 2 PG 170
Instrument Date	Aug 31, 2023
Instrument	3645386
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12323 COUNTRY CLUB DR, PANAMA CITY, FL 32404-2707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 ANDROS RD, HOLT, FL 32564-9502

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 22, 2023
Property Address	514 ANDROS RD, HOLT, FL 32564-9502
Document Number	0036802710
Book / Page	3680 / 2710
Map Reference	MB 2 PG 170
Instrument Date	Jun 15, 2023
Instrument	3631245
Transaction Type	Transfer
Record Updated	Jul 13, 2023
Title Company	NOT AVAILABLE, BURG TITLE LLC

Transaction

Amount	Amount on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11441 ROAD 122, DIBERVILLE, MS 39540-3421

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12323 COUNTRY CLUB DR, PANAMA CITY, FL 32404-2707

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Sep 1, 2022
Property Address	514 ANDROS RD, HOLT, FL 32564-9502
Document Number	0036404002
Book / Page	3640 / 4002
Map Reference	MB 2 PG 170
Instrument Date	Aug 25, 2022
Instrument	3575719
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11441 ROAD 122, 11441, DIBERVILLE, MS 39540-3421

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11441 ROAD 122, DIBERVILLE, MS 39540-3421

June 2023: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	OKALOOSA FL
Recording Date	Jun 8, 2023
Property Address	514 ANDROS RD, HOLT, FL 32564-9502
Document Number	0036783451
Book / Page	3678 / 3451
Map Reference	MB 2 PG 170
Instrument Date	Aug 2, 2022
Instrument	3628570
Transaction Type	Transfer
Record Updated	Jun 28, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4475 LEGENDARY DR, DESTIN, FL 32541-9306

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	11441 ROAD 122, DIBERVILLE, MS 39540-3421

Tax Assessment & Valuation

The 2025 property tax bill for 514 Andros Rd was $324.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$324.00	$52,157 Land $3,253 Building $48,904	$52,157 Land $3,253 Building $48,904
2023	$161.00 (-14.36%)	$10,007 (-28%) Land $2,303 Building $7,704	$10,007 (-28%) Land $2,303 Building $7,704
2022	$188.00	$13,899 Land $2,152 Building $11,747	$13,899 Land $2,152 Building $11,747

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 514 Andros Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Sep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 Andros Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLT WATER WORKS, INC. serves 2,582 people · EPA ID FL1460352
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10

May also be available: Mediacom Xtream, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Andros Rd

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