514 6th Ave SE, Independence, IA 50644 Property Records

Buchanan County property record for 514 6th Ave SE, Independence, IA 50644

Property Summary

Property TypeCommercial
Details2,000 sqft · built 1960
Lot Size0.25 acres (10,890 sqft)
OwnerCompany Name on Record
Last Sale$105,000 (Oct 2025)
Tax Bill$982 (2025)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN1003303010

Property Details

APN / Parcel Number

Primary APN1003303010

Interior

Stories1 Story
Building Area2,000 sqft Building Perimeter
1st Floor Area1,600 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area10,890 sqft (0.25 acres)

Location & Zoning

Street Address514 6TH AVE SE
CityINDEPENDENCE
StateIA
Zip50644-3046
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description3-88-9COM 198'S SW CO R BLK11 SCARCLIFFS E8 2.5'S132' W82.5' N132 'TO POB
Legal Range9W
Legal Township88N
Legal Section3
Legal SubdivisionSCARCLIFFS
Legal Block11
JurisdictionBUCHANAN IA
Township / Civil DivisionSUMNER
Census Block Group4
Census Block4006
Census Tract950500

Owner

Source: Buchanan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1608 CARRIE AVE SW, INDEPENDENCE, IA 50644-2727
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2025 · Amount on Record
Deed SaleOct 2, 2025 · Amount on Record
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN IA
Property Address514 6TH AVE SE, INDEPENDENCE, IA 50644-3046
Transaction TypeMortgage
Record UpdatedDec 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1608 CARRIE AVE SW, INDEPENDENCE, IA 50644-2727

Mortgage

Document Number2025R03070
DateOct 3, 2025
Instrument2025R03070
Lender
NameBANKIOWA
TypeBank
AddressINDEPENDENCE, IA 50644
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBuchanan County
MunicipalityIndependence City
Unified School DistrictIndependence Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$982.00 (+18.03%)$47,380 (-) Land $5,220 Building $42,160$47,380 (-) Land $5,220 Building $42,160
2023$832.00$47,380 Land $5,220 Building $42,160$47,380 Land $5,220 Building $42,160

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims40 (1979–2016)
Claims Outside the SFHA4 of 40
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2013 · 14 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 13 claims
  • Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE WATER DEPT
serves 6,064 people · EPA ID IA1037070
Water SourceGroundwater
Last State InspectionJun 2024
Lead7 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Independence Telecommunications Utility
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink.

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