514 56th St, Holmes Beach (Bradenton Beach), FL 34217 Property Records

Manatee County property record for 514 56th St, Holmes Beach, FL 34217

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,549 sqft · built 2025
Lot Size0.188 acres (8,181 sqft)
OwnerIndividual Name on Record
Last Sale$715,000 (Nov 2020)
Tax Bill$17,214 (2024)
Deeds & MortgagesMay 2025 Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN72197-0000-7

Property Details

APN / Parcel Number

Primary APN72197-0000-7
Alternative APN
  • 3416207219700007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,549 sqft Living Area
Gross Area1,966 sqft
1st Floor Area1,549 sqft
Basement Area245 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 1985
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area8,181 sqft (0.188 acres)
Lot Dimensions101 ft deep x 81.6 ft wide
View / LotCanal Front
Garage TypeAttached
Garage Area280 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area312 sqft
PorchOpen Porch
Porch Area20 sqft
Deck AreaDeck Area
Patio Area1,239 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address514 56TH ST
CityHOLMES BEACH
StateFL
Zip34217-1528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHB_R-1
Legal DescriptionLOT 7 BLK N HOLMES BEACH TWELFTH UNIT PI#72197.0000/7
Legal Range16E
Legal Township34S
Legal Section20
Legal SubdivisionHOLMES BEACH 12TH UNIT
Legal Tract07218000
Legal BlockN
Legal Lot Number7
JurisdictionMANATEE FL
Township / Civil DivisionBRADENTON
Census Block Group2
Census Block2003
Census Tract1801

Owner

Source: Manatee County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address514 56TH ST, HOLMES BEACH, FL 34217-1528
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 1, 2025Deed of Trust, Mortgage · SBA Mortgage
UNITED STATES SMALL BUSINESS ADMIN
Nov 5, 2020Warranty Deed, Transfer · Conventional Mortgage
HOME PT FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 5, 2020 · Amount on Record
Deed SaleNov 5, 2020 · Amount on Record
Prior SaleMay 31, 2016 · Amount on Record
Deed Document Number2020121399
Record UpdatedJun 8, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address514 56TH ST, HOLMES BEACH, FL 34217-1528
Transaction TypeMortgage
Record UpdatedNov 27, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 56TH ST, HOLMES BEACH, FL 34217-1528

Mortgage

Document Number0041055301
DateMay 1, 2025
Instrument202541055301
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressFORT WORTH, TX 76155
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Term358 Months
DueMar 3, 2055

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateNov 5, 2020
Property Address514 56TH ST, HOLMES BEACH, FL 34217-1528
Document Number0041121399
Instrument DateNov 3, 2020
Instrument41121399
Transaction TypeTransfer
Record UpdatedNov 24, 2020
Title CompanyNTC - KEY W

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,005.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address235 MCADOW GLEN RD READING PA 19607, READING, PA 19607

Mortgage

Document Number41121400
DateNov 5, 2020
Instrument41121400
Lender
NameHOME PT FIN'L
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 4, 2050

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
MunicipalityHolmes Beach City
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$768,740 (-28.84%) Land $765,000 Building $3,740$768,740 (-28.84%) Land $765,000 Building $3,740
2024$17,214.00 (+20.55%)
2023$14,280.00 (+15.36%)$1,080,228 (+25.06%) Land $680,000 Building $400,228$1,080,228 (+25.06%) Land $680,000 Building $400,228
2022$12,379.00$863,772 Land $500,000 Building $363,772$863,772 Land $500,000 Building $363,772

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 353 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies752 units insured
incl. 399 condo units
Nearby Flood Claims355 (2001–2025)
Claims Outside the SFHA1 of 355
Most Recent ClaimJan 2025 · tidal / storm surge
Claims by Event
  • Hurricane Milton, Oct 2024 · 25 claims
  • Hurricane Helene, Sep 2024 · 293 claims
  • Hurricane Idalia, Sep 2023 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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