Ouray County property record for 514 2nd St, Ouray, CO 81427
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,274 sqft · built 1898 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Company Name on Record |
| Last Sale | $670,000 (Dec 2018) |
| Tax Bill | $3,304 (2025) |
| Deeds & Mortgages | Sep 2020 Transfer Dec 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R000891 |
| Primary APN | R000891 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,274 sqft Heated Area |
| Gross Area | 3,271 sqft |
| 1st Floor Area | 954 sqft |
| Basement Area | 660 sqft |
| Unfinished Basement | 660 sqft |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Victorian |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Basement |
| Garage Area | 294 sqft |
| Porch | Porch |
| Porch Area | 100 sqft |
| Patio Area | 516 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | R000891 |
|---|---|
| Street Address | 514 2ND ST |
| City | OURAY |
| State | CO |
| Zip | 81427-5005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4 |
| Legal Description | SUBD: CITY OF OURAY LOT: 21 BLOCK: 5 SUBD: CITY OF OURAY LOT: 22 BLOCK: 5 S: 31 T: 44 R: 7 |
| Legal Range | 07 |
| Legal Township | 44 |
| Legal Section | 31 |
| Legal Subdivision | CITY OF OURAY |
| Legal Block | 5 |
| Legal Lot Number | 21-22 |
| Jurisdiction | OURAY CO |
| Township / Civil Division | OURAY |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 967602 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ouray Historic District listed 1983 · 270 contributing resources · NRIS 83003537 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Ouray County records, as of March 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 21, OURAY, CO 81427-0021 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Sep 1, 2020 | Intrafamily Transfer, Transfer |
| Dec 24, 2018 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 12, 2018 | Quit Claim Deed, Transfer LAND TITLE GUARANTEE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 24, 2018 · Amount on Record |
| Deed Sale | Dec 24, 2018 · Amount on Record |
| Prior Sale | Jul 6, 2005 · Amount on Record |
| Deed Document Number | 2018222244 |
| Last Transfer Date | Aug 28, 2020 |
| Transfer Doc | 226203 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Sep 1, 2020 |
| Property Address | 514 2ND ST, OURAY, CO 81427-5005 |
| Document Number | 226203 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 226203 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 21, NATURITA, CO 81422-0021 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | PO BOX 21, OURAY, CO 81427-0021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Dec 24, 2018 |
| Property Address | 514 2ND ST, OURAY, CO 81427-5005 |
| Document Number | 222244 |
| Instrument Date | Dec 21, 2018 |
| Instrument | 222244 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Title Company | LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $67.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1405 PIIE CHASE DRIVE, HOUSTON, TX 77055-3441 |
| Document Number | 222245 |
|---|---|
| Date | Dec 24, 2018 |
| Instrument | 222245 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Apr 12, 2018 |
| Property Address | 514 2ND ST, OURAY, CO 81427-5005 |
| Document Number | 220729 |
| Instrument Date | Apr 10, 2018 |
| Instrument | 220729 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Title Company | LAND TITLE GUARANTEE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 514 2ND ST, OURAY, CO 81427-5005 |
Source: Ouray County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Ouray County |
| Municipality | Ouray City |
| Unified School District | Ouray School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,304.00 (-4.15%) | $49,670 (-10.55%) Land $12,380 Building $37,290 | $794,770 (-4.11%) Land $198,120 Building $596,650 |
| 2024 | $3,447.00 (+6.88%) | $55,530 (-5.51%) Land $9,110 Building $46,420 | $828,800 (-4.6%) Land $135,990 Building $692,810 |
| 2023 | $3,225.00 | $58,770 Land $9,640 Building $49,130 | $868,800 Land $142,550 Building $726,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Nearby Flood Policies | 17 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 66% of Colorado |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OURAY serves 1,460 people · EPA ID CO0146588 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | TRI COUNTY WCD |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Apr 2026 Failure to filter resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures