Culpeper County property record for 514 2nd St, Culpeper, VA 22701
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,604 sqft · built 1949 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Apr 2026) |
| Tax Bill | $1,209 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Dec 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-A-7-17 |
| Primary APN | 40-A-7-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,604 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Flooring | Wood |
| Interior Walls | Paneling |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Stucco |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Porch | Porch |
| Porch Area | 252 sqft |
| Patio Area | 100 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1728 |
|---|---|
| Street Address | 514 2ND ST |
| City | CULPEPER |
| State | VA |
| Zip | 22701-2104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | KELLY SUB LOT 17 |
| Legal Subdivision | KELLY SUBDIVISION |
| Legal Lot Number | 17 |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | WEST FAIRFAX |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 930203 |
Source: Culpeper County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 514 2ND ST, CULPEPER, VA 22701-2104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Dec 8, 2025 | Warranty Deed, Transfer FUNDING FLIPS LLC |
| Aug 26, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PLANET HOME LENDING LLC |
| Apr 25, 2019 | Deed of Trust, Mortgage · VA Mortgage PLANET HM LNDG |
| Nov 28, 2017 | Warranty Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on Record |
| Deed Sale | Apr 30, 2026 · Amount on Record |
| Prior Sale | Dec 8, 2025 · Amount on Record |
| Deed Document Number | 20262233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Apr 30, 2026 |
| Property Address | 514 2ND ST, CULPEPER, VA 22701-2104 |
| Document Number | 0000002233 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.2233 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37,875.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 0000002234, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 2026..2234 |
| Name | MOVEMENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Dec 8, 2025 |
| Property Address | 514 2ND ST, CULPEPER, VA 22701-2104 |
| Document Number | 0250005962 |
| Map Reference | MB 577 PG 784 |
| Instrument Date | Dec 4, 2025 |
| Instrument | 250005962 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $281.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11100 SHERIDAN DR, SPOTSYLVANIA, VA 22551-4614 |
| Investor | Possibly a Property Investor |
| Document Number | 0250005963 |
|---|---|
| Date | Dec 8, 2025 |
| Instrument | 250005963 |
| Name | FUNDING FLIPS LLC |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 514 2ND ST, CULPEPER, VA 22701-2104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | KNOWLEDGE SPLICE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 200005579 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 200005579 |
| Name | PLANET HOME LENDING LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 514 2ND ST, CULPEPER, VA 22701-2104 |
| Document Number | 190002042 |
| Instrument Date | Apr 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 514 2ND ST CULPEPER VA 227012104, CULPEPER, VA 22701-2104 |
| Document Number | 190002042 |
|---|---|
| Date | May 2, 2019 |
| Instrument | 2042 |
| Name | PLANET HM LNDG |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Nov 28, 2017 |
| Property Address | 514 2ND ST, CULPEPER, VA 22701-2104 |
| Document Number | 170006458 |
| Instrument Date | Nov 27, 2017 |
| Instrument | 170006458 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 514 2ND ST, CULPEPER, VA 22701-2104 |
| Document Number | 170006459 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 170006459 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Culpeper County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Municipality | Culpeper Town |
| Unified School District | Culpeper County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,209.00 (+120,8%) | $281,100 (+8.53%) Land $75,200 Building $205,900 | $281,100 (+8.53%) Land $75,200 Building $205,900 |
| 2024 | $1.00 | ||
| 2023 | $259,000 Land $56,600 Building $202,400 | $259,000 Land $56,600 Building $202,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 25, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CULPEPER serves 21,184 people · EPA ID VA6047500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
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