514 101st Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 514 101st Ave W, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Lot Size	0.08 acres (3,502 sqft)
Owner	Individual Name on Record
Last Sale	$233,500 (Feb 2021)
Tax Bill	$46 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-3430-08580`

Property Details

APN / Parcel Number

Primary APN	`010-3430-08580`
Alternative APN	`1103977`

Exterior

Lot Area	3,502 sqft (0.08 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	1103977
Street Address	514 101ST AVE W
City	DULUTH
State	MN
Zip	55808-1909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0023 BLOCK:026 SERIAL #
Legal Subdivision	NEW DULUTH FIRST DIVISION
Legal Block	26
Legal Lot Number	23
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3047
Census Tract	3800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	514 101ST AVE W, DULUTH, MN 55808-1909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Jan 28, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BK/COMMERCE
Feb 1, 2021	Warranty Deed, Transfer NORTH SHORE TITLE
Feb 21, 2018	Quit Claim Deed, Mortgage · VA Mortgage CONGRESSIONAL BK
Feb 20, 2018	Quit Claim Deed, Mortgage · VA Mortgage CONGRESSIONAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2021 · Amount on Record
Deed Sale	Feb 1, 2021 · Amount on Record
Prior Sale	Jan 28, 2021 · Amount on Record
Deed Document Number	20211402485
Prior Transfer Date	Jan 26, 2018
Prior Transfer Doc	0001327981
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	514 101ST AVE W, DULUTH, MN 55808-1909
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001402486
Date	Feb 1, 2021
Instrument	1402486

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 28, 2021
Property Address	514 101ST AVE W, DULUTH, MN 55808-1909
Document Number	00T1035783
Instrument Date	Jan 15, 2021
Instrument	T1035783
Transaction Type	Transfer
Record Updated	Feb 22, 2021
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$771.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	514 101ST AVE W DULUTH MN 558081909, DULUTH, MN 55808-1909

Mortgage

Document Number	T1035784
Date	Jan 28, 2021
Instrument	T1035784

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 1, 2021
Property Address	514 101ST AVE W, DULUTH, MN 55808-1909
Document Number	0001402485
Instrument Date	Jan 15, 2021
Instrument	1402485
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Tax	$770.55
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	514 101ST AVE W, DULUTH, MN 55808-1909

February 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 21, 2018
Property Address	514 101ST AVE W, DULUTH, MN 55808-1909
Document Number	00A1327981
Instrument Date	Jan 26, 2018
Instrument	A1327981
Transaction Type	Mortgage
Record Updated	Mar 22, 2018
Title Company	LENDSERV NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	514 101ST AVE W DULUTH MN 558081909, DULUTH, MN 55808-1909

Mortgage

Document Number	A1327982
Date	Feb 21, 2018
Instrument	A1327982

Lender

Name	CONGRESSIONAL BK
Type	Bank
Address	BETHESDA, MD 20817

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2048

February 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 20, 2018
Property Address	514 101ST AVE W, DULUTH, MN 55808-1909
Document Number	000T995273
Instrument Date	Jan 26, 2018
Instrument	T995273
Transaction Type	Mortgage
Record Updated	Mar 22, 2018
Title Company	LENDSERV NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	514 101ST AVE W DULUTH MN 558081909, DULUTH, MN 55808-1909

Mortgage

Document Number	T995274
Date	Feb 20, 2018
Instrument	T995274

Lender

Name	CONGRESSIONAL BK
Type	Bank
Address	BETHESDA, MD 20817

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$46.00
2025	$46.00 (-17.86%)	$3,300 (-) Land $3,300	$3,300 (-) Land $3,300
2024		$3,300 (-10.81%) Land $3,300	$3,300 (-10.81%) Land $3,300
2022	$56.00	$3,700 Land $3,700	$3,700 Land $3,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	22 (1979–2012)
Claims Outside the SFHA	5 of 22
Most Recent Claim	Jun 2012 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Airfiber.

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