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5139 Loyalty Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5139 Loyalty Dr, Saint Cloud, FL 34772

Property Summary

Property TypeVacant Land
Lot Size0.08 acres (3,484 sqft)
OwnerIndividual Name on File
Last Sale$391,700 (Jun 2026)
Tax Bill$340 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jun 2026 Sale & Mortgage
APN17-26-30-0134-0001-0650

Property Details

APN / Parcel Number

Primary APN17-26-30-0134-0001-0650
Alternative APN
  • 263017013400010650

Exterior

Lot Area3,484 sqft (0.08 acres)

Location & Zoning

Street Address5139 LOYALTY DR
CitySAINT CLOUD
StateFL
Zip34772-7248
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionEDGEWATER CROSS PRAIRIE PH 1 PB 36 PGS 115-123 LOT 65
Legal SubdivisionEDGEWATER CROSS PRAIRIE PHASE 1
Legal Lot Number65
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1004
Census Tract43209

Owner

Source: Osceola County records · APN 17-26-30-0134-0001-0650

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5139 LOYALTY DR, SAINT CLOUD, FL 34772-7248
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 02, 2026Deed of Trust, Mortgage · FHA Mortgage
LENNAR MORTGAGE LLC
Jun 08, 2026Special Warranty Deed, Transfer · FHA Mortgage
AMERICAN NBRHD MORTGAGE ACCPTNC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 08, 2026 · Amount on Record
Deed SaleJun 08, 2026 · Amount on Record
Prior SaleJan 22, 2026 · Amount on Record
Deed Document Number202674797
Deed Book / Page6984 / 585
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5139 LOYALTY DR, SAINT CLOUD, FL 34772-7248
Transaction TypeMortgage
Record UpdatedJun 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address470 SPENCER AVE 413, 413, KISSIMMEE, FL 34744-5186

Mortgage

Document Number0069300472
DateMar 02, 2026
Book Page6930/472
Instrument2026027563
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
AddressMIAMI, FL 33126
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2056
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateJul 01, 2031
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change4.75%
Index1-Year CMT
Margin2
Max Rate5%

June 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 08, 2026
Property Address5139 LOYALTY DR, SAINT CLOUD, FL 34772-7248
Document Number0000074797
Book / Page6984 / 585
Instrument DateMay 27, 2026
Instrument202674797
Transaction TypeTransfer
Record UpdatedJun 15, 2026
Title CompanyLENNAR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$276,931.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5139 LOYALTY DR, SAINT CLOUD, FL 34772-7248
InvestorPossibly a Property Investor

Mortgage

Document Number0000074798,
DateJun 08, 2026
Instrument202674798
Lender
NameAMERICAN NBRHD MORTGAGE ACCPTNC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.23%
Max Rate-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$340.00$19,000 Land $19,000$19,000 Land $19,000

Flood & Wildfire

Source: FEMA NFIP claims and policies as of September 2026 · Last verified October 2026

Flood

Flood Insurance CostPremium on Record
median of 136 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies136 in force
Nearby Flood Claims4 (2011–2022)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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