5139 Independence Ln, Denver, NC 28037 Property Records

Catawba County property record for 5139 Independence Ln, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,217 sqft · built 1982
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on File
Last Sale	$5,500 (Dec 1977)
Tax Bill	$2,729 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4606-04-62-0242`

Property Details

APN / Parcel Number

Primary APN	`4606-04-62-0242`
Alternative APN	`0018007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,217 sqft Living Area
1st Floor Area	1,167 sqft
Basement Area	1,050 sqft
Finished Basement	1,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	27,443 sqft (0.63 acres)
Terrain	Rolling
View / Lot	Waterfront / Beach
Porch	Porch
Porch Area	171 sqft
Patio Area	634 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5139 INDEPENDENCE LN
City	DENVER
State	NC
Zip	28037-7823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LOT 218 S 34 L 218 PL 16-81 PL 16-81
Legal Subdivision	CRESCENT LAND AND TIMBER CORP
Legal Lot Number	218
Jurisdiction	CATAWBA NC
Township / Civil Division	MOUNTAIN CREEK
Census Block Group	2
Census Block	2018
Census Tract	11506

Owner

Source: Catawba County records · APN 4606-04-62-0242

Assessment roll updated August 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5139 INDEPENDENCE LN, DENVER, NC 28037-7823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 25, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Mar 25, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 01, 1977 · Amount on Record
Deed Sale	Dec 01, 1977 · Amount on Record
Deed Book / Page	1153 / 405
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	5139 INDEPENDENCE LN, DENVER, NC 28037-7823
Transaction Type	Mortgage
Record Updated	Jun 08, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038030993
Date	Apr 11, 2023
Book Page	3803/993
Instrument	6108

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	LINCOLNTON, NC 28093

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	5139 INDEPENDENCE LN, DENVER, NC 28037-7823
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035941177
Date	Aug 25, 2020
Book Page	3594/1177
Instrument	16928

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	LINCOLNTON, NC 28093

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Mar 25, 2019
Property Address	5139 INDEPENDENCE LN, DENVER, NC 28037-7823
Document Number	0034980613
Book / Page	003498 / 000613
Instrument Date	Mar 22, 2019
Instrument	4777
Transaction Type	Transfer
Record Updated	Apr 05, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5139 INDEPENDENCE LN DENVER NC 280377823, DENVER, NC 28037-7823

Tax Assessment & Valuation

Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$684,900 (-) Land $266,500 Building $418,400
2025	$2,729.00 (-19.09%)	$684,900 (+72.43%) Land $266,500 Building $418,400
2024	$3,373.00 (+2.09%)
2023	$3,304.00	$397,200 Land $119,900 Building $277,300	$684,900 Land $266,500 Building $418,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 77 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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