51385 Baker Rd, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 51385 Baker Rd, Chesterfield, MI 48047

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,444 sqft · built 1997
Lot Size	0.251 acres (10,934 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Jun 2026)
Tax Bill	$6,031 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-09-14-353-012`

Property Details

APN / Parcel Number

Primary APN	`15-09-14-353-012`
Alternative APN	`0914353012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,444 sqft Living Area
1st Floor Area	1,721 sqft
Basement Area	1,721 sqft
Unfinished Basement	1,721 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1998
Lot Area	10,934 sqft (0.251 acres)
Lot Dimensions	140 ft deep x 78 ft wide
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	51385 BAKER RD
City	CHESTERFIELD
State	MI
Zip	48047-3136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B RES
Legal Description	T3N R14E FAIRWAY ESTATES SUBDIVISION LOT 1 EXCEPT THE NORTH 10 FT
Legal Subdivision	FAIRWAY ESTATES SUBDIVISION
Legal Lot Number	1
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1008
Census Tract	222105

Owner

51385 Baker Rd is owned and occupied by an individual who bought it in June 2026.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	26820 ALDERMAN CT, HARRISON TOWNSHIP, MI 48045-1548
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE CENTER LLC
Jun 10, 2026	Warranty Deed, Transfer PREMIER TITLE COMPANY, PREMIER TITLE
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2026 · Amount on File
Deed Sale	Jun 10, 2026 · Amount on File
Prior Sale	Jul 9, 2015 · Amount on File
Deed Document Number	202655258
Deed Book / Page	30705 / 849
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Jun 18, 2026
Property Address	51385 BAKER RD, CHESTERFIELD, MI 48047-3136
Document Number	0000058113
Book / Page	30719 / 781
Instrument Date	Jun 4, 2026
Instrument	202658113
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26820 ALDERMAN CT, HARRISON TOWNSHIP, MI 48045-1548

Mortgage

Document Number	0000058113,
Date	Jun 18, 2026
Book Page	30719/781
Instrument	202658113

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 10, 2026
Property Address	51385 BAKER RD, CHESTERFIELD, MI 48047-3136
Document Number	0000055258
Book / Page	30705 / 849
Instrument Date	Jun 4, 2026
Instrument	202655258
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount on Record
Tax	$403,899.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26820 ALDERMAN CT, HARRISON TOWNSHIP, MI 48045-1548

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	51385 BAKER RD, CHESTERFIELD, MI 48047-3136
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51385 BAKER RD, CHESTERFIELD, MI 48047-3136

Mortgage

Document Number	0000113522
Date	Sep 22, 2020
Book Page	27011/289
Instrument	2113522

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 51385 Baker Rd was $6,031 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,000 (+5.02%)	$448,000 (+5.02%)
2025	$6,031.00 Homeowner's exemption	$213,300	$426,600
2023		$180,600	$361,200
2022	$5,287.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 51385 Baker Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 51385 Baker Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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