5138 Silver Tree Trl, Conover, NC 28613 Property Records

Catawba County property record for 5138 Silver Tree Trl, Conover, NC 28613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,001 sqft · built 2000
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Jun 2022)
Tax Bill	$1,024 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3744-15-54-8485`

Property Details

APN / Parcel Number

Primary APN	`3744-15-54-8485`
Alternative APN	`0402630`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,001 sqft Living Area
1st Floor Area	1,296 sqft
Basement Area	665 sqft
Game Room	Game Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Split Foyer
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	160 ft deep x 112 ft wide
Terrain	Rolling
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5138 SILVER TREE TRL
City	CONOVER
State	NC
Zip	28613-8498
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	LOT 30 PLAT 48-155
Legal Subdivision	LAURAL SPRINGS
Legal Lot Number	30
Jurisdiction	CATAWBA NC
Township / Civil Division	CLINES
Census Block Group	2
Census Block	2012
Census Tract	10201

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5138 SILVER TREE TRL, CONOVER, NC 28613-8498
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · Line of Credit 4FRONT CU
Jun 16, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2022 · Amount on Record
Deed Sale	Jun 16, 2022 · Amount on Record
Prior Sale	Jul 22, 2003 · Amount on Record
Deed Document Number	202213630
Deed Book / Page	3751 / 836
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	5138 SILVER TREE TRL, CONOVER, NC 28613-8498
Transaction Type	Mortgage
Record Updated	Mar 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038610340
Date	Mar 18, 2024
Book Page	3861/340
Instrument	4586

Lender

Name	4FRONT CU
Type	Credit Union
Address	WINSTON SALEM, NC 27113

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 17, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Jun 16, 2022
Property Address	5138 SILVER TREE TRL, CONOVER, NC 28613-8498
Document Number	0037510836
Book / Page	3751 / 836
Map Reference	MB 48 PG 155
Instrument Date	Jun 16, 2022
Instrument	13630
Transaction Type	Transfer
Record Updated	Nov 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5765 LEE CLINE RD, 5765, CONOVER, NC 28613-8787

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5138 SILVER TREE TRL, CONOVER, NC 28613-8498

Mortgage

Document Number	0000013631
Date	Jun 16, 2022
Instrument	13631

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,000 (-) Land $15,200 Building $241,800
2025	$1,024.00 (-13.22%)	$257,000 (+73.88%) Land $15,200 Building $241,800
2024	$1,180.00
2023	$1,180.00	$147,800 Land $13,900 Building $133,900	$257,000 Land $15,200 Building $241,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Silver Tree Trl

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