5138 Pine Rd, Orange Beach, AL 36561 Property Records

Baldwin County property record for 5138 Pine Rd, Orange Beach, AL 36561

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,395 sqft · built 1997
Lot Size	0.639 acres (27,825 sqft)
Owner	Individual Name on Record
Last Sale	$705,000 (Apr 2023)
Tax Bill	$2,709 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`62-08-33-4-001-097`

Property Details

APN / Parcel Number

Primary APN	`62-08-33-4-001-097`
Alternative APNs	`525896` `346902` `16840`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,395 sqft Heated Area
1st Floor Area	2,395 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	27,825 sqft (0.639 acres)
Lot Dimensions	210 ft deep x 132 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	525896
Street Address	5138 PINE RD
City	ORANGE BEACH
State	AL
Zip	36561-3950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	132.5' X 210' LOT 21 ORANGE BEACH 3RD ADD MB5 PG204 LYING IN CITY OF GULF SHORES SEC 33-T8S-R5E
Legal Subdivision	ORANGE BEACH SUBD
Legal Lot Number	21
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	2
Census Block	2047
Census Tract	11414

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5138 PINE RD, ORANGE BEACH, AL 36561-3950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Apr 2, 2018	Warranty Deed, Transfer · Conventional with PMI ACADEMY NAT'L BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2023 · Amount on Record
Deed Sale	Apr 17, 2023 · Amount on Record
Prior Sale	Dec 2, 2020 · Amount on Record
Deed Document Number	20232058112
Prior Transfer Date	Sep 29, 2017
Prior Transfer Doc	0001658625
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Apr 17, 2023
Property Address	5138 PINE RD, ORANGE BEACH, AL 36561-3950
Document Number	0002058112
Map Reference	MB 5 PG 204
Instrument Date	Apr 13, 2023
Instrument	2058112
Transaction Type	Transfer
Record Updated	Apr 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	325 PLANTATION LN, GULF SHORES, AL 36542-2767
Investor	Possibly a Property Investor

Mortgage

Document Number	0002058113
Date	Apr 17, 2023
Instrument	2058113

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	12%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	5138 PINE RD, ORANGE BEACH, AL 36561-3950
Document Number	0001838542
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	ANCHOR TITLE COMPANY, ANCHOR TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5138 PINE RD ORANGE BEACH AL 365613950, ORANGE BEACH, AL 36561-3950

Mortgage

Document Number	0001838542
Date	Jun 26, 2020
Instrument	1838542

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Apr 2, 2018
Property Address	5138 PINE RD, ORANGE BEACH, AL 36561-3950
Document Number	0001687995
Instrument Date	Mar 29, 2018
Instrument	1687995
Transaction Type	Transfer
Record Updated	Apr 13, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5138 PINR RD ORANGE BEACH AL 36561, ORANGE BEACH, AL 36561

Mortgage

Document Number	1687996
Date	Apr 2, 2018
Instrument	1687996

Lender

Name	ACADEMY NAT'L BK NA
Type	Funding / Finance Company
Address	GULF SHORES, AL 36542

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Orange Beach City
Unified School District	Orange Beach City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,709.00 (-0.07%) Homeowner's exemption
2025	$2,711.00 (+21.62%)	$86,640 (+24.38%) Land $22,640 Building $64,000	$866,300 (+24.4%) Land $226,300 Building $640,000
2023	$2,229.00 (+20.62%)	$69,660 (+20.56%)	$696,400 (+20.55%) Land $170,100 Building $526,300
2022	$1,848.00 (+53.36%)	$57,780	$577,700 Land $133,500 Building $444,200
2021	$1,205.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 285 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	305 units insured incl. 20 condo units
Nearby Flood Claims	131 (2004–2020)
Claims Outside the SFHA	10 of 131
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 101 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 18 claims Hurricane Ivan, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 82% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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