5138 Maple Leaf Ln, Finland, MN 55603 Property Records

Lake County property record for 5138 Maple Leaf Ln, Finland, MN 55603

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 405 sqft · built 1995
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$42,000 (Dec 2017)
Tax Bill	$748 (2026)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
APN	`27-5707-29320`

Property Details

APN / Parcel Number

Primary APN	`27-5707-29320`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	405 sqft Gross Area
1st Floor Area	405 sqft
Utility Area	98 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2010
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Wood
Lot Area	435,600 sqft (10 acres)
Pool Type	Pool with Hot Tub/Spa
Deck Area	60 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Wood

Location & Zoning

Street Address	5138 MAPLE LEAF LN
City	FINLAND
State	MN
Zip	55603-3606
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	N12 OF N12 OF NW14 OF NW14
Legal Range	07W
Legal Township	57N
Legal Section	29
Jurisdiction	LAKE MN
Township / Civil Division	CRYSTAL BAY
Census Block Group	2
Census Block	2236
Census Tract	370101

Owner

5138 Maple Leaf Ln, a residential property, is owned by two individuals who bought it in December 2017.

Source: Lake County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19010 JACKSON RD NW, ELK RIVER, MN 55330-1320
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2017 · Amount on File
Deed Sale	Dec 4, 2017 · Amount on File
Deed Document Number	2017188949
Record Updated	Oct 29, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Dec 4, 2017
Property Address	5138 MAPLE LEAF LN, FINLAND, MN 55603-3606
Document Number	A000188949
Instrument Date	Nov 30, 2017
Instrument	A000188949
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	A000188950
Date	Dec 4, 2017
Instrument	A000188950

Lender

Name	THE BANK OF ELK RIVER
Type	Bank
Address	ELK RIVER, MN 55330

Agreement

Amount	Amount on Record
Term	63 Months
Due	Feb 28, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 5138 Maple Leaf Ln was $748, up 36% from the year before.

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
County Subdivision	Crystal Bay Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$748.00 (+36%)	$79,900 (-12.87%) Land $31,900 Building $48,000	$79,900 (-12.87%) Land $31,900 Building $48,000
2025	$550.00	$91,700 Land $33,300 Building $58,400	$91,700 Land $33,300 Building $58,400
2023		$81,200 Land $24,400 Building $56,800	$81,200 Land $24,400 Building $56,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 5138 Maple Leaf Ln; there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5138 Maple Leaf Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20