5138 Edgewater Dr, Savage, MN 55378 Property Records

Scott County property record for 5138 Edgewater Dr, Savage, MN 55378

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,073 sqft · built 1997
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$355,735 (Jul 1997)
Tax Bill	$8,362 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-230033-0`

Property Details

APN / Parcel Number

Primary APN	`26-230033-0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	3,073 sqft Living Area
Gross Area	4,301 sqft
1st Floor Area	1,731 sqft
Basement Area	1,600 sqft
Finished Basement	1,450 sqft
Unfinished Basement	150 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Garage Area	684 sqft
Parking Spaces	2 Parking Spaces
Deck Area	332 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	5138 EDGEWATER DR
City	SAVAGE
State	MN
Zip	55378-5615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUFFERIN PARK 10TH ADDN LOT 009 BLOCK 003
Legal Subdivision	DUFFERIN PARK 10TH ADDN
Legal Block	3
Legal Lot Number	9
Jurisdiction	SCOTT MN
Township / Civil Division	SAVAGE
Census Block Group	1
Census Block	1017
Census Tract	80207

Owner

5138 Edgewater Dr is owned and occupied by an individual who bought it in July 1997.

Source: Scott County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5138 EDGEWATER DR, SAVAGE, MN 55378-5615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 8, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 1997 · Amount on File
Deed Sale	Jul 24, 1997 · Amount on File
Prior Sale	Apr 11, 1996 · Amount on File
Deed Document Number	19978276
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	5138 EDGEWATER DR, SAVAGE, MN 55378-5615
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5138 EDGEWATER DR, SAVAGE, MN 55378-5615

Mortgage

Document Number	000T291494
Date	Feb 24, 2026
Instrument	T291494

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	5138 EDGEWATER DR, SAVAGE, MN 55378-5615
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000249613
Date	Mar 8, 2018
Instrument	249613

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2033

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	5138 EDGEWATER DR, SAVAGE, MN 55378-5615
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000249614
Date	Mar 8, 2018
Instrument	249614

Lender

Name	US BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 6, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 5138 Edgewater Dr was $8,362 with a homeowner's exemption, up 16.1% from the year before.

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
Municipality	Savage City
Unified School District	Prior Lake-Savage Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,362.00 (+16.14%) Homeowner's exemption	$733,600 Land $214,600 Building $519,000	$733,600 Land $214,600 Building $519,000
2025	$7,200.00 (-5.04%)
2024	$7,582.00 (+3.61%) Homeowner's exemption	$650,200 (-0.38%) Land $209,100 Building $441,100	$650,200 (-0.38%) Land $209,100 Building $441,100
2023	$7,318.00 Homeowner's exemption	$652,700 Land $209,100 Building $443,600	$652,700 Land $209,100 Building $443,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5138 Edgewater Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5138 Edgewater Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Savage serves 30,285 people · EPA ID MN1700008
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Netwave Broadband.

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