5137 State Rte 56 E, Sebree, KY 42455 Property Records

Webster County property record for 5137 State Rte 56 E, Sebree, KY 42455

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 952 sqft
Lot Size	0.988 acres (43,037 sqft)
Owner	Company Name on Record
Last Sale	$65,000 (Jul 2021)
Tax Bill	$729 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2023 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`078-002-000`

Property Details

APN / Parcel Number

Primary APN	`078-002-000`
Alternative APNs	`13383` `8822` `8815`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	952 sqft Finished Area
Basement Area	952 sqft
Unfinished Basement	952 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,037 sqft (0.988 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	294 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating Fuel	Electric

Location & Zoning

Account Number	8815
Street Address	5137 STATE ROUTE 56 E
City	SEBREE
State	KY
Zip	42455-9144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 0.988 ACRES
Jurisdiction	WEBSTER KY
Township / Civil Division	SEBREE
Census Block Group	2
Census Block	2027
Census Tract	960100

Owner

Source: Webster County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	901 S PARKWAY ST, HENDERSON, KY 42420-4418
Owner Type	Company
Vesting	Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Dec 27, 2023	Deed of Trust, Mortgage · Construction Mortgage HERITAGE FCU
Feb 13, 2017	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY
Jul 13, 2021	Deed, Transfer · FHA Mortgage TOP FLITE FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2021 · Amount on Record
Deed Sale	Jul 13, 2021 · Amount on Record
Deed Document Number	2021436218
Deed Book / Page	312 / 516
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Recording Date	Aug 10, 2026
Property Address	5137 STATE ROUTE 56 E, SEBREE, KY 42455-9144
Document Number	0000473579
Book / Page	412 / 515
Instrument Date	Jul 27, 2026
Instrument	2026473579
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5137 STATE ROUTE 56 E, SEBREE, KY 42455-9144

Mortgage

Document Number	0000473579,
Date	Aug 10, 2026
Book Page	412/515
Instrument	2026473579

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	203 Months
Due	Jul 25, 2043

Interest

Rate	6.49%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Property Address	5137 STATE ROUTE 56 E, SEBREE, KY 42455-9144
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5137 STATE ROUTE 56 E, SEBREE, KY 42455-9144

Mortgage

Document Number	000390/480
Date	Dec 27, 2023
Book Page	390/480
Instrument	459241

Lender

Name	HERITAGE FCU
Type	Credit Union
Address	NEWBURGH, IN 47629

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 6, 2034

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Property Address	5137 STATE ROUTE 56 E, SEBREE, KY 42455-9144
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG333/674
Date	Feb 13, 2017
Book Page	MTG 333/674
Instrument	282720

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	SEBREE, KY 42455

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jan 13, 2022

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBSTER KY
Recording Date	Jul 13, 2021
Property Address	5137 STATE ROUTE 56 E, SEBREE, KY 42455-9144
Document Number	DEED312/516
Book / Page	DEED 312 / 516
Instrument Date	Jul 9, 2021
Instrument	436218
Transaction Type	Transfer
Record Updated	Apr 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4347 STATE ROUTE 56 E, SEBREE, KY 42455-9136

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5137 STATE ROUTE 56 E, SEBREE, KY 42455-9144
Investor	Possibly a Property Investor

Mortgage

Document Number	0000436219
Date	Jul 13, 2021
Instrument	436219

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Webster County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Webster County
Unified School District	Webster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$729.00 (-0.55%)	$65,000 (-)	$65,000 (-)
2023	$733.00	$65,000	$65,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEBSTER CO WATER DISTRICT serves 5,940 people · EPA ID KY1170995
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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