James City County property record for 5137 Ginger Ct, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,657 sqft · built 1998 |
| Lot Size | 0.267 acres (11,674 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $177,580 (Aug 1998) |
| Tax Bill | $3,394 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-4 14-0-0081 |
| Primary APN | 32-4 14-0-0081 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,657 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 11,674 sqft (0.267 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 678 sqft |
| Patio Area | 678 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 21458 |
|---|---|
| Street Address | 5137 GINGER CT |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-8106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 GENERAL RESIDENTIAL |
| Legal Description | L-81 S-1 SCOTT'S POND |
| Legal Subdivision | SCOTTS POND |
| Legal Lot Number | 81 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | POWHATAN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 80305 |
5137 Ginger Ct is owned and occupied by two individuals who bought it in August 1998.
Source: James City County records, as of November 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5137 GINGER CT, WILLIAMSBURG, VA 23188-8106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Line of Credit VALON MORTGAGE INC |
| Jun 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 1998 · Amount on File |
| Deed Sale | Aug 28, 1998 · Amount on File |
| Deed Document Number | 980016415 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 5137 GINGER CT, WILLIAMSBURG, VA 23188-8106 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202517447 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 202517447 |
| Name | VALON MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | PHOENIX, AZ 85044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 21, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 5137 GINGER CT, WILLIAMSBURG, VA 23188-8106 |
| Document Number | 0000009404 |
| Instrument Date | Jun 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5137 GINGER CT WILLIAMSBURG VA 231888106, WILLIAMSBURG, VA 23188-8106 |
| Document Number | 0000009404 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 9404 |
| Name | ATLANTIC BAY MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 28, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 5137 Ginger Ct was $3,394, up 6.4% from the year before.
Source: James City County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,394.00 (+6.39%) | $409,000 Land $104,600 Building $304,400 | $409,000 Land $104,600 Building $304,400 |
| 2024 | $3,190.00 (+12.13%) | ||
| 2023 | $2,845.00 | $342,800 Land $85,100 Building $257,700 | $342,800 Land $85,100 Building $257,700 |
| 2022 | $2,845.00 | ||
| 2019 | $2,451.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5137 Ginger Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5137 Ginger Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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