5137 Beech Bluff Dr, Morganton, NC 28655 Property Records

Burke County property record for 5137 Beech Bluff Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,109 sqft · built 2007
Lot Size	1.21 acres (52,708 sqft)
Owner	2 Individual Names on File
Last Sale	$1,237,500 (Apr 2018)
Tax Bill	$9,835 (2026)
Deeds & Mortgages	Apr 2018 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1754828336`

Property Details

APN / Parcel Number

Primary APN	`1754828336`
Alternative APN	`52401`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	5,109 sqft Living Area
1st Floor Area	2,427 sqft
Basement Area	239 sqft
Finished Basement	2,148 sqft
Unfinished Basement	239 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Stone
Roof Material	Asphalt
Lot Area	52,708 sqft (1.21 acres)
Garage Type	Attached
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	481 sqft
Deck Area	115 sqft
Patio Area	1,025 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5137 BEECH BLUFF DR
City	MORGANTON
State	NC
Zip	28655-6033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	5137 BEECH BLUFF DR MORGANTON, NC 28655
Legal Subdivision	SOUTHPOINT
Jurisdiction	BURKE NC
Township / Civil Division	LINVILLE
Census Block Group	2
Census Block	2008
Census Tract	20203

Owner

5137 Beech Bluff Dr is owned and occupied by two individuals who bought it in April 2018.

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5137 BEECH BLUFF DR, MORGANTON, NC 28655-6033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2018	Deed of Trust, Mortgage WELLS FARGO BK
Apr 6, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2018 · Amount on File
Deed Sale	Apr 6, 2018 · Amount on File
Deed Document Number	20182017014662
Deed Book / Page	2341 / 612
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	5137 BEECH BLUFF DR, MORGANTON, NC 28655-6033
Document Number	0023410616
Instrument Date	Apr 6, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5137 BEECH BLUFF DR MORGANTON NC 286556033, MORGANTON, NC 28655-6033

Mortgage

Document Number	0023410616
Date	Apr 6, 2018
Book Page	002341/000616
Instrument	14663

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	204 Months
Due	Apr 5, 2035

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Apr 6, 2018
Property Address	5137 BEECH BLUFF DR, MORGANTON, NC 28655-6033
Document Number	0023410612
Book / Page	2341 / 0612
Map Reference	MB12 PG274
Instrument Date	Apr 6, 2018
Instrument	2017014662
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5137 BEECH BLUFF DR, MORGANTON, NC 28655-6033

Mortgage

Document Number	2017014663
Date	Apr 6, 2018
Instrument	2017014663

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 5137 Beech Bluff Dr was $9,835, up 0.1% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,835.00 (+0.05%)	$1,533,547 (-) Land $517,511 Building $1,016,036	$1,533,547 (-) Land $517,511 Building $1,016,036
2025	$9,830.00	$1,533,547 Land $517,511 Building $1,016,036	$1,533,547 Land $517,511 Building $1,016,036
2023	$9,902.00	$1,533,547 Land $517,511 Building $1,016,036	$1,533,547 Land $517,511 Building $1,016,036

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5137 Beech Bluff Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5137 Beech Bluff Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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