5136 Rowan Dr, Cincinnati, OH 45247 Property Records

Hamilton County property record for 5136 Rowan Dr, Cincinnati, OH 45247

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.362 acres (15,782 sqft)
Owner	2 Individual Names on Record
Last Sale	$671,714 (Sep 2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550-0103-0243-00`

Property Details

APN / Parcel Number

Primary APN	`550-0103-0243-00`

Exterior

Lot Area	15,782 sqft (0.362 acres)

Location & Zoning

Street Address	ROWAN DR
City	CINCINNATI
State	OH
Zip	45247
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	ROWAN DR 0.3623 AC LOT 8IVY ROSE SUBDIVISIONPHASE 2
Legal Subdivision	IVY ROSE SUBDIVISIONPHASE 2
Legal Lot Number	8
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2003
Census Tract	20802

Owner

Source: Hamilton County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5136 ROWAN DR, CINCINNATI, OH 45247-3833
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Sep 10, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNION SAVINGS BANK
Apr 16, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2025 · Amount on Record
Deed Sale	Sep 10, 2025 · Amount on Record
Prior Sale	Apr 16, 2025 · Amount on Record
Deed Document Number	202569957
Deed Book / Page	15497 / 1524
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Apr 15, 2026
Property Address	5136 ROWAN DR, CINCINNATI, OH 45247-3833
Document Number	0000028369
Book / Page	15645 / 1045
Instrument Date	Apr 9, 2026
Instrument	202628369
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5136 ROWAN DR, CINCINNATI, OH 45247-3833

Mortgage

Document Number	0000028369,
Date	Apr 15, 2026
Book Page	15645/1045
Instrument	202628369

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 10, 2025
Property Address	5136 ROWAN DR, CINCINNATI, OH 45247-3833
Document Number	0000069957
Book / Page	15497 / 1524
Map Reference	MB 507 PG 89-90&
Instrument Date	Sep 10, 2025
Instrument	2025-0069957
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 10, 2026
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$671.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5136 ROWAN DR, CINCINNATI, OH 45247-3833

Mortgage

Document Number	0000069958
Date	Sep 10, 2025
Instrument	2025-0069958

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Max Rate	12.5%

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 16, 2025
Property Address	5136 ROWAN DR, CINCINNATI, OH 45247-3833
Document Number	0000027538
Book / Page	15396 / 2220
Map Reference	PL 508 PG 45-46
Instrument Date	Apr 9, 2025
Instrument	2025-0027538
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Tax	$840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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