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5136 Loch Dr, Union, KY 41091 Property Records

Boone County property record for 5136 Loch Dr, Union, KY 41091

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,125 sqft · built 2023
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$599,236 (Oct 2023)
Tax Bill$6,771 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Apr 2023 Sale
Flood ZoneZone X (minimal risk)
APN051.00-15-035.00

Property Details

APN / Parcel Number

Primary APN051.00-15-035.00
Alternative APN
  • 53245

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,125 sqft Finished Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Lot Area12,632 sqft (0.29 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address5136 LOCH DR
CityUNION
StateKY
Zip41091-7889
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 35 SEC 1 PH 5 BALLYSHANNON
Legal SubdivisionBALLYSHANNON SUBDIVISION
Legal Phase5
Legal Lot Number35
JurisdictionBOONE KY
Township / Civil DivisionFLORENCE
Census Block Group3
Census Block3006
Census Tract70318

Owner

5136 Loch Dr is owned and occupied by two individuals who bought it in October 2023.

Source: Boone County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address5136 LOCH DR, UNION, KY 41091-7889
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2023Deed, Subdivision Related Transfer · Conventional Mortgage
VICTORY MORTGAGE LLC
Apr 26, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 2023 · Amount on File
Deed SaleOct 4, 2023 · Amount on File
Prior SaleApr 26, 2023 · Amount on File
Deed Document Number2023979028
Deed Book / Page1212 / 110
Record UpdatedOct 29, 2026

October 2023: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionBOONE KY
Recording DateOct 4, 2023
Property Address5136 LOCH DR, UNION, KY 41091-7889
Document Number0D1212/110
Book / PageD1212 / 110
Map ReferenceCAB 6 PG 242
Instrument DateSep 7, 2023
Instrument979028
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 24, 2023
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$599.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5136 LOCH DR, UNION, KY 41091-7889

Mortgage

Document Number0000979029
DateOct 4, 2023
Instrument979029
Lender
NameVICTORY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2053

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOONE KY
Recording DateApr 26, 2023
Property Address5136 LOCH DR, UNION, KY 41091-7889
Document Number0D1204/173
Book / PageD1204 / 173
Map ReferenceCAB 6 PG 242
Instrument DateApr 20, 2023
Instrument939639
Transaction TypeTransfer
Record UpdatedMay 9, 2023

Transaction

AmountAmount on Record
Tax$167.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Tax Assessment & Valuation

The 2025 property tax bill for 5136 Loch Dr was $6,771.

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBoone County
Unified School DistrictBoone County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,771.00$599,200 Land $83,400 Building $515,800
2024$599,200 (+698.93%) Land $83,400 Building $515,800
2023$853.00$75,000 Land $75,000$75,000 Land $75,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5136 Loch Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5136 Loch Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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