San Bernardino County property record for 5135 Congemi Ct, Rancho Cucamonga, CA 91739
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,339 sqft · built 1998 |
| Lot Size | 0.306 acres (13,348 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $281,000 (Nov 1998) |
| Tax Bill | $5,414 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit May 2017 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 0226-661-16-0000 |
| Primary APN | 0226-661-16-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,339 sqft Living Area |
| Gross Area | 4,054 sqft |
| 1st Floor Area | 1,827 sqft |
| 2nd Floor Area | 1,512 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 13,348 sqft (0.306 acres) |
| Garage Type | Attached |
| Garage Area | 715 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Patio/Porch |
| Porch Area | 193 sqft |
| Patio Area | 193 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5135 CONGEMI CT |
|---|---|
| City | RANCHO CUCAMONGA |
| State | CA |
| Zip | 91739-2156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 13564-2 LOT 16 BOOK 268 PAGE 19 |
| Legal Subdivision | 268M19-24 |
| Legal Tract | 13564-2 |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 2042 |
Source: San Bernardino County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5135 CONGEMI CT, RANCHO CUCAMONGA, CA 91739-2156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Sep 24, 2026 | Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FEDERAL CREDIT UNION |
| May 23, 2017 | Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 1998 · Amount on Record |
| Deed Sale | Nov 10, 1998 · Amount on Record |
| Deed Document Number | 1998481525 |
| Last Transfer Date | Jun 26, 2007 |
| Transfer Doc | 0000400121 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Sep 24, 2026 |
| Property Address | 5135 CONGEMI CT, RANCHO CUCAMONGA, CA 91739-2156 |
| Document Number | 0000249482 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 2026249482 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Community Property, 149 |
| Address | 5135 CONGEMI CT, RANCHO CUCAMONGA, CA 91739-2156 |
| Document Number | 0000249482, |
|---|---|
| Date | Sep 24, 2026 |
| Instrument | 2026249482 |
| Name | SCHOOLSFIRST FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 5135 CONGEMI CT, RANCHO CUCAMONGA, CA 91739-2156 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000210193 |
|---|---|
| Date | May 23, 2017 |
| Instrument | 2017-0210193 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | TUSTIN, CA 92780 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Rancho Cucamonga City |
| Secondary School District | Chaffey Joint Union High School District (09 - 12) |
| Elementary School District | Etiwanda Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $469,039 (+2%) Land $112,251 Building $356,788 | |
| 2025 | $5,414.00 (+5.13%) Homeowner's exemption | $459,842 (+4.04%) Land $110,050 Building $349,792 |
| 2023 | $5,150.00 (+1.14%) Homeowner's exemption | $441,985 Land $105,776 Building $336,209 |
| 2022 | $5,092.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 93% of the US · above 78% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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