5133 Francis St, Oceanside, CA 92057 Property Records

San Diego County property record for 5133 Francis St, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,037 sqft · built 1986
Lot Size	0.161 acres (6,992 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Apr 2008)
Tax Bill	$3,350 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122-342-37-00`

Property Details

APN / Parcel Number

Primary APN	`122-342-37-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,037 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	6,992 sqft (0.161 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5133 FRANCIS ST
City	OCEANSIDE
State	CA
Zip	92057-3633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 8 TR 010025
Legal Subdivision	GREENBROOK ESTATES
Legal Tract	010025
Legal Block	2
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	18620

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5133 FRANCIS ST, OCEANSIDE, CA 92057-3633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA
Dec 13, 2018	Deed of Trust, Mortgage · Line of Credit COMPASS BANK
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2008 · Amount on Record
Deed Sale	Apr 30, 2008 · Amount on Record
Prior Sale	Mar 18, 1999 · Amount on Record
Deed Document Number	2008232670
Prior Transfer Date	Jun 12, 2002
Prior Transfer Doc	0000552282
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5133 FRANCIS ST, OCEANSIDE, CA 92057-3633
Transaction Type	Mortgage
Record Updated	Mar 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5133 FRANCIS ST, OCEANSIDE, CA 92057-3633

Mortgage

Document Number	0000064117
Date	Mar 14, 2023
Instrument	2023-0064117

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 15, 2063

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5133 FRANCIS ST, OCEANSIDE, CA 92057-3633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5133 FRANCIS ST, OCEANSIDE, CA 92057-3633

Mortgage

Document Number	0000512116
Date	Dec 13, 2018
Instrument	2018-0512116

Lender

Name	COMPASS BANK
Type	Bank
Address	OCEANSIDE, CA 92054

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 29, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5133 FRANCIS ST, OCEANSIDE, CA 92057-3633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5133 FRANCIS ST, OCEANSIDE, CA 92057-3633

Mortgage

Document Number	0000613137
Date	Oct 9, 2020
Instrument	2020-0613137

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35233

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$308,135 (+2%) Land $187,561 Building $120,574
2025	$3,350.00 (+5.31%) Homeowner's exemption	$302,094 (+4.04%) Land $183,884 Building $118,210
2023	$3,181.00 (+1.56%) Homeowner's exemption	$290,366 Land $176,745 Building $113,621
2022	$3,132.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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