Macomb County property record for 51328 S Adele Cir, Chesterfield, MI 48047
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,484 sqft · built 1989 |
| Lot Size | 0.238 acres (10,367 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Sep 2016) |
| Tax Bill | $4,631 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-09-15-352-016 |
| Primary APN | 15-09-15-352-016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,484 sqft Living Area |
| 1st Floor Area | 1,484 sqft |
| Basement Area | 1,484 sqft |
| Unfinished Basement | 1,484 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Construction Type | Brick |
| Lot Area | 10,367 sqft (0.238 acres) |
| Lot Dimensions | 148 ft deep x 70 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 51328 S ADELE CIR |
|---|---|
| City | CHESTERFIELD |
| State | MI |
| Zip | 48047-3089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B RES |
| Legal Description | OAK KNOLL FARM SUB LOT 99 |
| Legal Subdivision | OAK KNOLL FARM SUB |
| Legal Lot Number | 99 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 222106 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 51328 S ADELE CIR, CHESTERFIELD, MI 48047-3089 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2023 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE |
| May 27, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| Dec 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2016 · Amount on Record |
| Deed Sale | Sep 28, 2016 · Amount on Record |
| Deed Document Number | 20166115120 |
| Deed Book / Page | 24291 / 653 |
| Last Transfer Date | May 3, 2021 |
| Transfer Doc | 0002188122 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 51328 S ADELE CIR, CHESTERFIELD, MI 48047-3089 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 51328 S ADELE CIR, CHESTERFIELD, MI 48047-3089 |
| Document Number | 2300007587 |
|---|---|
| Date | Jan 27, 2023 |
| Book Page | 28988/25 |
| Instrument | 202300007587 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | FERNDALE, MI 48220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 26, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | May 27, 2021 |
| Property Address | 51328 S ADELE CIR, CHESTERFIELD, MI 48047-3089 |
| Document Number | 2102188122 |
| Book / Page | 27745 / 395 |
| Map Reference | LB 82 PG 24 |
| Instrument Date | May 3, 2021 |
| Instrument | 202102188122 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | NOT AVAILABLE, VISIONARY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51328 S ADELE CIR, CHESTERFIELD, MI 48047-3089 |
| Document Number | 2102188123 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 202102188123 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 51328 S ADELE CIR, CHESTERFIELD, MI 48047-3089 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 51328 S ADELE CIR, CHESTERFIELD, MI 48047-3089 |
| Document Number | 0000155682 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 27247/784 |
| Instrument | 2155682 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 310 Months |
| Due | Oct 1, 2046 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Chesterfield Township |
| Unified School District | Anchor Bay School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $157,400 (+7.51%) | $314,800 (+7.51%) | |
| 2025 | $4,631.00 (+17.99%) Homeowner's exemption | $146,400 (+19.41%) | $292,800 (+19.41%) |
| 2023 | $122,600 | $245,200 | |
| 2022 | $3,925.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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