5132 Ruth Ct, Bakersfield, CA 93308 Property Records

Kern County property record for 5132 Ruth Ct, Bakersfield, CA 93308

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,499 sqft · built 1984
Lot Size	0.241 acres (10,476 sqft)
Owner	Individual Name on File
Tax Bill	$5,354 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`506-302-10-00-7`

Property Details

APN / Parcel Number

Primary APN	`506-302-10-00-7`
Alternative APNs	`506-302-10-8` `5063021000` `50630210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,499 sqft Living Area
Gross Area	2,281 sqft
1st Floor Area	1,499 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Frame
Lot Area	10,476 sqft (0.241 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	162 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	506302108
Street Address	5132 RUTH CT
City	BAKERSFIELD
State	CA
Zip	93308-7220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	TRACT 4014 , BLOCK , LOT 38
Legal Subdivision	TRACT 4014
Legal Tract	4014
Legal Block	1
Legal Lot Number	38
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1019
Census Tract	505

Owner

5132 Ruth Ct is owned and occupied by an individual who acquired it in January 2021.

Source: Kern County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	5132 RUTH CT, BAKERSFIELD, CA 93308-7220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Deed of Trust, Mortgage · Line of Credit SAFE 1 CU
Aug 23, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jan 27, 2021	Intrafamily Transfer, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2021
Deed Sale	Jan 27, 2021
Prior Sale	Aug 19, 2005 · Amount on File
Deed Document Number	202115287
Prior Transfer Date	Jan 22, 2021
Prior Transfer Doc	0000015287
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	5132 RUTH CT, BAKERSFIELD, CA 93308-7220
Transaction Type	Mortgage
Record Updated	Oct 23, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5132 RUTH CT, BAKERSFIELD, CA 93308-7220

Mortgage

Document Number	0000123281
Date	Oct 6, 2023
Instrument	223123281

Lender

Name	SAFE 1 CU
Type	Credit Union
Address	BAKERSFIELD, CA 93311

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	5132 RUTH CT, BAKERSFIELD, CA 93308-7220
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5132 RUTH CT, BAKERSFIELD, CA 93308-7220

Mortgage

Document Number	0000129433
Date	Aug 23, 2022
Instrument	222129433

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Jan 27, 2021
Property Address	5132 RUTH CT, BAKERSFIELD, CA 93308-7220
Document Number	0000015287
Map Reference	MB 31 PG 82-84
Instrument Date	Jan 22, 2021
Instrument	221015287
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5132 RUTH CT, BAKERSFIELD, CA 93308-7220

Mortgage

Document Number	0000015288
Date	Jan 27, 2021
Instrument	221015288

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5132 Ruth Ct was $5,354, down 1.3% from the year before.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Norris Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$415,000 (+1.72%) Land $104,000 Building $311,000
2025	$5,354.00 (-1.35%)	$408,000 Land $102,000 Building $306,000
2024	$5,427.00 (+4.99%)
2023	$5,169.00 (+5.79%)	$390,000 Land $98,000 Building $292,000
2022	$4,886.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5132 Ruth Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5132 Ruth Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - NORTH GARDEN private · serves 27,634 people · EPA ID CA1510055
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Ruth Ct

Nearby Streets

All Bakersfield, CA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures