St. Louis County property record for 5132 Lode Ave, Saint Louis, MO 63123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft · built 1973 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (May 2018) |
| Tax Bill | $2,357 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25J-62-0677 |
| Primary APN | 25J-62-0677 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Game Room | Game Room |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Depth | 120 ft Depth |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Patio Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5132 LODE AVE |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63123-3757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | FOREST HEIGHTS & LOT PTS 46 & 48 (E PART 46 & W PART 48) LOT 47 |
| Legal Subdivision | FOREST HEIGHTS |
| Legal Block | 94 |
| Legal Lot Number | 47 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | GRAVOIS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 219801 |
5132 Lode Ave is owned and occupied by an individual who bought it in May 2018.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5132 LODE AVE, SAINT LOUIS, MO 63123-3757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 24, 2018 | Warranty Deed, Transfer · FHA Mortgage STIFEL BK&TR |
| Mar 29, 2018 | Deed of Trust, Mortgage RICHARD K DOWD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2018 · Amount on File |
| Deed Sale | May 24, 2018 · Amount on File |
| Prior Sale | Jan 5, 2016 · Amount on File |
| Deed Document Number | 2018358 |
| Deed Book / Page | 23040 / 2209 |
| Prior Transfer Date | Dec 2, 2014 |
| Prior Transfer Doc | 0212864559 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 5132 LODE AVE, SAINT LOUIS, MO 63123-3757 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2022 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 5132 LODE AVE, SAINT LOUIS, MO 63123-3757 |
| Document Number | 0252860193 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 25286/193 |
| Instrument | 2021122101073 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 5132 LODE AVE, SAINT LOUIS, MO 63123-3757 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Address | 5132 LODE AVE, SAINT LOUIS, MO 63123-3757 |
| Document Number | 0243342341 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 24334/2341 |
| Instrument | 2020092100347 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 333 Months |
| Due | Jun 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | May 24, 2018 |
| Property Address | 5132 LODE AVE, SAINT LOUIS, MO 63123-3757 |
| Document Number | 0230402209 |
| Book / Page | 023040 / 002209 |
| Instrument Date | May 22, 2018 |
| Instrument | 358 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | US TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5132 LODE AVE ST LOUIS MO 631233757, ST LOUIS, MO 63123-3757 |
| Document Number | 230402212 |
|---|---|
| Date | May 24, 2018 |
| Book Page | 023040/002212 |
| Instrument | 359 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 23, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 5132 LODE AVE, SAINT LOUIS, MO 63123-3757 |
| Document Number | 0229690617 |
| Instrument Date | Mar 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2018 |
| Name | Verified Name |
|---|---|
| Address | 5132 LODE AVE ST LOUIS MO 631233757, ST LOUIS, MO 63123-3757 |
| Document Number | 0229690617 |
|---|---|
| Date | Apr 4, 2018 |
| Book Page | 022969/000617 |
| Instrument | 729 |
| Name | RICHARD K DOWD |
|---|---|
| Address | 211 N BROADWAY, ST LOUIS, MO 63102-2711 |
| Amount | Amount on Record |
|---|
| Rate | 2% |
|---|
The 2025 property tax bill for 5132 Lode Ave was $2,357, up 11.7% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Bayless School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $35,120 (-) Land $13,570 Building $21,550 | $184,800 (-) Land $71,400 Building $113,400 | |
| 2025 | $2,357.00 (+11.71%) | $35,120 Land $13,570 Building $21,550 | $184,800 Land $71,400 Building $113,400 |
| 2024 | $2,110.00 (+1.59%) | ||
| 2023 | $2,077.00 (+2.21%) | $29,160 (+11.55%) Land $7,750 Building $21,410 | $153,500 Land $40,800 Building $112,700 |
| 2022 | $2,032.00 | $26,140 Land $7,750 Building $18,390 | |
| 2021 | $137,600 Land $40,800 Building $96,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5132 Lode Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 5132 Lode Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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