5132 Harbor Rd, Suffolk, VA 23435 Property Records

Suffolk City property record for 5132 Harbor Rd, Suffolk, VA 23435

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,189 sqft · built 1963
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (May 2023)
Tax Bill	$6,596 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Feb 2020 Mortgage + 1 more
APN	`11B*84`

Property Details

APN / Parcel Number

Primary APN	`11B*84`
Alternative APN	`302566000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,189 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Mixed
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	302566000
Street Address	5132 HARBOR RD
City	SUFFOLK
State	VA
Zip	23435-1413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL LOW DENSITY
Legal Description	L 84 BENNETTS HARBOR
Legal Subdivision	BENNETTS HARBOR
Legal Lot Number	84
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	2
Census Block	2012
Census Tract	75207

Owner

Source: Suffolk City records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5132 HARBOR RD, SUFFOLK, VA 23435-1413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Warranty Deed, Transfer · ARM NAVY FEDERAL CREDIT UNION
Feb 10, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jun 30, 2017	Warranty Deed, Transfer · VA Mortgage TOWNE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2023 · Amount on Record
Deed Sale	May 11, 2023 · Amount on Record
Prior Sale	Jun 30, 2017 · Amount on Record
Deed Document Number	230004806
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	May 11, 2023
Property Address	5132 HARBOR RD, SUFFOLK, VA 23435-1413
Document Number	0230004806
Instrument Date	Apr 14, 2023
Instrument	230004806
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	TRUE NORTH TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5132 HARBOR RD, SUFFOLK, VA 23435-1413

Mortgage

Document Number	0230004807
Date	May 11, 2023
Instrument	230004807

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Jun 1, 2028
Change Frequency	5 Years
Margin	2

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	5132 HARBOR RD, SUFFOLK, VA 23435-1413
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200001711
Date	Feb 10, 2020
Instrument	200001711

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jun 30, 2017
Property Address	5132 HARBOR RD, SUFFOLK, VA 23435-1413
Document Number	170007325
Instrument Date	Jun 29, 2017
Instrument	170007325
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	BARRISTERS OF VIRGINIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5132 HARBOR RD, SUFFOLK, VA 23435-1413

Mortgage

Document Number	170007326
Date	Jun 30, 2017
Instrument	170007326

Lender

Name	TOWNE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$574,400 (+2.79%) Land $76,700 Building $497,700
2025	$6,596.00 (+3.52%)	$574,400 (+2.79%) Land $76,700 Building $497,700	$558,800 (+2.72%) Land $76,700 Building $482,100
2024	$6,372.00 (+7.47%)	$558,800 (+2.72%) Land $76,700 Building $482,100
2023	$5,929.00	$544,000 Land $76,700 Building $467,300	$544,000 Land $76,700 Building $467,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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