Escambia County property record for 5131 Wiggins Lake Rd, Mc David, FL 32568
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,530 sqft · built 1965 |
| Lot Size | 3.47 acres (151,153 sqft) |
| Owner | Individual Name on File |
| Last Sale | $253,500 (May 2026) |
| Tax Bill | $7,003 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit May 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-5N-32-2002-004-001 |
| Primary APN | 31-5N-32-2002-004-001 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,530 sqft Living Area |
| Gross Area | 4,405 sqft |
| 1st Floor Area | 3,530 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 151,153 sqft (3.47 acres) |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 1,235 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 123244355 |
|---|---|
| Street Address | 5131 WIGGINS LAKE RD |
| City | MC DAVID |
| State | FL |
| Zip | 32568-1701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMU |
| Legal Description | BEG AT SW COR OF NW 1/4 OF SW 1/4 N ALG W LI 1592 48/100 FT DEFLECT 90 DEG 0 MIN 0 SEC RT 817 FT FOR POB DEFLECT 78 DEG 4 MIN 12 SEC LEFT 354 64/100 FT DEFLECT 82 DEG 18 MIN 42 SEC RT 203 80/100 FT DEFLECT 33 DEG 47 MIN 0 SEC RT 199 68/100 FT DEFLECT |
| Legal Range | 32W |
| Legal Township | 05N |
| Legal Section | 31 |
| Legal Subdivision | SUBDIVISION NUMBER: 2002 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | NORTHWEST ESCAMBIA |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 3800 |
5131 Wiggins Lake Rd is owned and occupied by an individual who bought it in May 2026.
Source: Escambia County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5131 WIGGINS LAKE RD, MC DAVID, FL 32568-1701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| May 22, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 14, 2025 | Warranty Deed, Transfer SETCO SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2026 · Amount on File |
| Deed Sale | May 22, 2026 · Amount on File |
| Prior Sale | Oct 14, 2025 · Amount on File |
| Deed Document Number | 202640287 |
| Deed Book / Page | 9496 / 318 |
| Prior Transfer Date | Sep 25, 2023 |
| Prior Transfer Doc | 0090571684 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Sep 15, 2026 |
| Property Address | 5131 WIGGINS LAKE RD, MC DAVID, FL 32568-1701 |
| Document Number | 0000071832 |
| Book / Page | 9551 / 482 |
| Instrument Date | Sep 8, 2026 |
| Instrument | 202671832 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5131 WIGGINS LAKE RD, MC DAVID, FL 32568-1701 |
| Document Number | 0000071832, |
|---|---|
| Date | Sep 15, 2026 |
| Book Page | 9551/482 |
| Instrument | 202671832 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 8, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | May 22, 2026 |
| Property Address | 5131 WIGGINS LAKE RD, MC DAVID, FL 32568-1701 |
| Document Number | 0000040287 |
| Book / Page | 9496 / 318 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202640287 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $179,224.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5131 WIGGINS LAKE RD, MC DAVID, FL 32568-1701 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Oct 14, 2025 |
| Property Address | 5131 WIGGINS LAKE RD, MC DAVID, FL 32568-1701 |
| Document Number | 0093910608 |
| Book / Page | 9391 / 608 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 2025078367 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Title Company | SETCO SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1010 ROCKY BAYOU DR, NICEVILLE, FL 32578-2347 |
| Name | Verified Name |
|---|---|
| Address | 555 12TH ST STE 900, 900, OAKLAND, CA 94607-3637 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 5131 Wiggins Lake Rd was $7,003, up 15.6% from the year before.
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,003.00 (+15.56%) | $506,806 (+10.43%) Land $78,120 Building $428,686 | $506,806 (+10.43%) Land $78,120 Building $428,686 |
| 2024 | $6,060.00 (+3.29%) | $458,918 (+6.65%) | $458,918 (+5.02%) Land $28,458 Building $430,460 |
| 2023 | $5,867.00 (+9.34%) | $430,318 (+1%) | $436,965 (+11.7%) Land $28,458 Building $408,507 |
| 2022 | $5,366.00 | $391,199 | $391,199 Land $19,779 Building $371,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5131 Wiggins Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5131 Wiggins Lake Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EREC WATER SYSTEM serves 4,238 people · EPA ID FL1170718 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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