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5131 Morrowick Rd, Charlotte, NC 28226 Property Records

Mecklenburg County property record for 5131 Morrowick Rd, Charlotte, NC 28226

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,914 sqft · built 1983
Lot Size0.55 acres (23,958 sqft)
Owner2 Individual Names on File
Last Sale$485,000 (Oct 2010)
Tax Bill$7,534 (2024)
Deeds & MortgagesMar 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN211-384-14

Property Details

APN / Parcel Number

Primary APN211-384-14

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,914 sqft Living Area
Gross Area3,558 sqft
1st Floor Area1,618 sqft
Upper Floors Area1,296 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2000
Exterior MaterialWood
Foundation TypeRaised
Roof TypeHip
Roof MaterialOther
Lot Area23,958 sqft (0.55 acres)
Garage TypeAttached
Garage Area644 sqft

Exterior Amenities

Pool Area560 sqft
PorchFinished/Open Porch
Porch Area901 sqft
Patio Area1,285 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address5131 MORROWICK RD
CityCHARLOTTE
StateNC
Zip28226-7365
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL14 B6 M19-399
Legal SubdivisionMONTIBELLO 10 SEC 03
Legal Block6
Legal Lot Number14
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2006
Census Tract3020

Owner

5131 Morrowick Rd is owned and occupied by two individuals who bought it in October 2010.

Source: Mecklenburg County records, as of March 30, 2026

Owner of Record2 Individual Names on File
Mailing Address5131 MORROWICK RD, CHARLOTTE, NC 28226-7365
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2010 · Amount on File
Deed SaleOct 21, 2010 · Amount on File
Prior SaleOct 10, 2002 · Amount on File
Deed Document Number2010124347
Deed Book / Page25997 / 354
Prior Transfer DateJan 1, 2000
Prior Transfer Doc0000130489
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address5131 MORROWICK RD, CHARLOTTE, NC 28226-7365
Transaction TypeMortgage
Record UpdatedApr 1, 2026
Title CompanyWFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027664
DateMar 19, 2026
Book Page40279/177
Instrument2026027664
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueFeb 27, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$974,800 Land $550,000 Building $424,800$974,800 Land $550,000 Building $424,800
2024$7,534.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5131 Morrowick Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5131 Morrowick Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Google Fiber.

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