5130 Ruby Rock Way, Richmond, TX 77407 Property Records

Fort Bend County property record for 5130 Ruby Rock Way, Richmond, TX 77407

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,234 sqft · built 2014
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$554,610 (Dec 2024)
Tax Bill	$9,966 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R410447`

Property Details

APN / Parcel Number

Primary APN	`R410447`
Alternative APN	`3104-05-004-0200-907`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,234 sqft Living Area
Gross Area	3,675 sqft
1st Floor Area	1,938 sqft
2nd Floor Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,900 sqft (0.158 acres)
Lot Dimensions	115 ft deep x 60 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5130 RUBY ROCK WAY
City	RICHMOND
State	TX
Zip	77407-4136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIELDSTONE SEC 5, BLOCK 4, LOT 20
Legal Subdivision	FIELDSTONE SEC 5
Legal Block	4
Legal Lot Number	20
Jurisdiction	FORT BEND TX
Township / Civil Division	SUGAR LAND
Census Block Group	3
Census Block	3019
Census Tract	672903

Owner

Source: Fort Bend County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5130 RUBY ROCK WAY, RICHMOND, TX 77407-4136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CREDIT UNION
Sep 7, 2023	Deed of Trust, Mortgage · Loan Assumption BIN DIEN
Oct 25, 2023
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2024 · Amount on Record
Deed Sale	Dec 2, 2024 · Amount on Record
Prior Sale	Oct 25, 2023
Deed Document Number	2024117745
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Recording Date	Jul 1, 2026
Property Address	5130 RUBY ROCK WAY, RICHMOND, TX 77407-4136
Document Number	0000067447
Instrument Date	Jun 25, 2026
Instrument	202667447
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5130 RUBY ROCK WAY, RICHMOND, TX 77407-4136

Mortgage

Document Number	0000067447,
Date	Jul 1, 2026
Instrument	202667447

Lender

Name	FIRST COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	5130 RUBY ROCK WAY, RICHMOND, TX 77407-4136
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5130 RUBY ROCK WAY, RICHMOND, TX 77407-4136

Mortgage

Document Number	0000086728
Date	Sep 7, 2023
Instrument	2023086728

Lender

Name	BIN DIEN
Type	Private Party
Address	4914 MISSION LAKE CT, RICHMOND, TX 77407

Agreement

Type	Loan Assumption
Amount	Amount Recorded

October 2023:

Jurisdiction	FORT BEND TX
Recording Date	Oct 25, 2023
Property Address	5130 RUBY ROCK WAY, RICHMOND, TX 77407-4136
Document Number	0000102518
Map Reference	PL 20120142
Instrument Date	May 25, 2023
Instrument	2023102518
Record Updated	Jan 29, 2024

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4914 MISSION LAKE CT, RICHMOND, TX 77407-8070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5130 RUBY ROCK WAY, RICHMOND, TX 77407-4136

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	5130 RUBY ROCK WAY, RICHMOND, TX 77407-4136
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045781
Date	Apr 22, 2020
Instrument	2020045781

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Fort Bend Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,966.00 (+0.62%)	$492,000 (+3.91%) Land $52,000 Building $440,000	$492,000 (+3.91%) Land $52,000 Building $440,000
2024	$9,905.00 (+159.09%) Homeowner's exemption	$473,470 (+36.18%) Land $52,000 Building $421,470	$473,470 (+6.59%) Land $52,000 Building $421,470
2023	$3,823.00 (-20.59%) Homeowner's exemption	$347,677 Land $40,000 Building $404,203	$444,203 Land $40,000 Building $404,203
2018	$4,814.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 171 policies
Nearby Flood Policies	171 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 165 serves 4,314 people · EPA ID TX0790470
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, T-Mobile.

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